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以房养学 – 我为什么选择让孩子来新加坡读书

Joyce

Joyce

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新加坡是全球领先的教育基地

新加坡拥有世界公认的顶尖教育体系。2015年发布的《全球基础教育排名》中,新加坡位居榜首,成为全世界基础教育最好的国家!一向被奉为神坛的哈弗大学,在新加坡的录取率却高达14%。毫不夸张的说,新加坡是全球领先的教育基地。

双语教学

新加坡教育局规定,所有的孩子都应该至少学习两种语言,英语和母语。在愈发多元化的世界中,掌握好语言技能才能和世界接轨。新加坡的官方语言是英语,孩子们将以英语作为第一语言进行学习。但同时,新加坡所有学校都保留中文教育。在双语制度下,学校会鼓励学生持续学习母语,并针对学生的水平提供不同的课程。

公平公正的选拔人才

环境安全

对把子女送去留学的家长来说,安全永远是第一考量。在2018年发布的《全球国家安全指数排名》中,新加坡位列第一,是全世界最安全的国家。另外,对比欧美校园的“毒文化”泛滥,新加坡法律极其严格,对毒品零容忍。

公平为先

新加坡在教育理念上,特别强调通过公平、公正的受教育机会来选拔人才,实现社会平等。只要你自身优秀,机会的大门永远为你敞开。并且,新加坡政府在教育上的投资巨大,约占财政收入的23%。也因此,即便是普通的邻里学校,师资和校舍环境都不见得比名校差。学校校长定期轮换,名校校长经常会安排到邻里学校,所以每个学生都能获得同等的教育机会。

新加坡提供人性化的陪读政策

素质教育

与国内的应试教育不同,新加坡的教育结合了中西方教育的优点 。如同中国教育的严格,新加坡的学校要求学生遵守制度,按时上课、不得无故缺勤等。另一方面,新加坡教育给了孩子很大的自由度,老师以引导为主,培养学生独立性。学校会鼓励学生寻找自己的兴趣,并系统化的培养他们发展特长。从小学2年级开始一直到大学,学生必须参加CCA课程(课外兴趣班)。CCA的成绩很重要,将在升学时、申请奖学金、甚至是申请国外大学时起到至关重要的作用。

人性化的陪读政策

与其他很多国家不同,新加坡允许陪读的家人在新加坡工作,满足条件的还可以创业,未来家长和孩子都可以申请新加坡永居。所以很多家庭会选择在新加坡购房。

以房养学

新加坡房产投资

外国人在新加坡可购买私人公寓和圣淘沙的别墅,并且还能向银行或其他金融机构贷款的,贷款额度最高可达75%。新加坡银行的贷款利率较低,目前在1.4%-1.8% 左右。除此之外,新加坡的房产租金回报率在3% ~4%之间。即使将来不在新加坡继续生活,也可以将房产整套出租,用租金来还贷款。也有些家庭选择居住的同时将闲置的客房出租,以此来补贴家用。新加坡租房需求旺盛,不必担心找不到租客。因此对于家长而言,尽早购置一套价格适中、交通便利的物业,为孩子出国深造、家庭财产优化做好准备是非常明智的选择。


如何购买新加坡房产?

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