HDB MOP: Do I Need to Wait for 5 or 10 Years to Sell my HDB Flat?

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HDB MOP: Do I Need to Wait for 5 or 10 Years to Sell my HDB Flat?

HDB MOP - do I need to wait 5 years to sell

Maelyn Lagman

Eager to sell your HDB flat but still have a couple of months left to your Minimum Occupation Period (MOP)? We understand how unpredictable life can be at times. You may find it an urgent matter to move closer to your parents or perhaps find a home that’s more accessible to your workplace.

5 years MOP for resale HDB flats

Typically, homeowners must occupy the flat for at least 5 years before applying for the Request for Confirmation of Eligibility to Sell Your HDB Flat and putting it up on the market.

Exceptions to the 5-year HDB MOP

  1. Have you bought your flat under the Selective En bloc Redevelopment Scheme (SERS)? The 5-year MOP wouldn’t apply to you as flats under SERS can have a longer MOP of 7 years that’s effective from the flat selection date.
  2. Have you bought your house without a grant? If you’ve got a 1-room flat, there’s no MOP. Isn’t that good news?
  3. If you have a 2-room flat or bigger, your waiting time is shorter, only 3 years (if your HDB flat application date was between 30 August 2010 and beyond).

While the odds will vary depending on your circumstances, here’s a tip that may bolster your chances of selling your home before the MOP: seek approval from HDB through the appeal process.

Sell HDB before 5-year MOP: How to appeal to HDB?

Typically, these sort of appeals is handled through a case by case basis. The homeowners may visit the HDB branch office to submit their appeal. Alternatively, they may apply online by logging into the My HDBPage using your SingPass > My Flat > Purchased Flat > Flat Details.

Once you’ve clicked on Flat Details, you should be able to find the contact details of the estate manager that is in charge of your block. Draft a letter explaining why you intend to sell your flat before MOP and mail it to that address. In addition, you can also try to speed up the process by reaching out to your MP. Ultimately, it is HDB’s call to make. May the odds be in your favour!

Need further clarification about the appeal process? You can call the HDB Branch Service Line at 1800-225-5432 between 8:00 am and 5:00 pm from Mondays to Fridays.

10 years MOP: Prime Location Public Housing (PLH) model

But under the Prime Location Public Housing (PLH) model, BTO flats located in prime locations such as Rochor (in the Central area) will have an MOP of at least 10 years before they can be sold on the open market. Read this article for more information on how the PLH model may affect you as a seller and/or buyer.

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Source: HDB

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