Mobile App That Will Change the Life of Every HDB Owner



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Published: 29 Nov 2016 | Updated: 24 Jan 2019

The Housing & Development Board (HDB) flats are homes to up to 82% of Singaporeans. The public housing scheme that our Government has developed provides affordable housing for all Singaporeans at a highly subsidised price. With such a large percentage of Singaporeans residing HDB flats, knowing how to buy, sell and rent your HDB flat is of paramount importance.

Conversely, only a handful are well aware of the entire process of transacting their HDB flats, while the rest would engage a real estate agent to complete the whole process for them.

To engage an agent, one will have to pay 2% of the selling price of the property to the agent. For a $500,000 HDB flat, the agent fees would amount to $10,000.

That is already higher than the average income of Singaporeans!

What a property agent does is basically to ‘matchmake’ a buyer and a seller and aid them in the whole transaction process. This process of transacting is tedious and would take at least four months to complete.

In the advent of today’s technology, our current generation no longer depends on schools to obtain knowledge. Information is readily available on the Internet and you can learn almost everything.

Ohmyhome App DIY HDB

The Ohmyhome app, a platform where HDB flats sellers and landlords may contact and transact with buyers and tenants, without the need of an agent.

Sounds too good to be true?

Think again. Anyone can use the Ohmyhome app, to purchase a HDB flat or to list one. One of the best benefits is that it is absolutely free to list and browse properties! If an agent is still required by a seller, he or she can pay a Fixed Rate $2888 for Full HDB Agent services provided by Ohmyhome.

With Ohmyhome, HDB owners can educate themselves with HDB policies, grants and use of the HDB Resale Portal.

The HDB said in a statement on Saturday (Mar 9) that as of end-February, the HDB Resale Portal shows about 6,800 owners intend to sell their flat while 7,400 people intend to buy a resale flat. Of these, about 2,000 resale transactions have been approved since the revamped portal for Housing Board resale flats that was rolled out on Jan 1 this year.

Despite the portal quickening the process, there is no change to the role of real estate agents, said the HDB. The proportion of resale applications that carry out do-it-yourself (DIY) transactions is 28% in 2017, up from 11% in 2010.

Download Ohmyhome now and start your DIY HDB transaction.

Learn more through the 6 Steps to Buy Your HDB Home without an Agent.

Sources: HDB (2018),
The Straits Times (2018)

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