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While most Filipinos are commonly tight-knit, it cannot be denied that it is just as common for many of us to do the contrary and make the tough decision of moving away from family and friends to seek greener pastures. Considered modern-day heroes, overseas Filipino workers or OFWs make tremendous sacrifices-be it missing key moments in their families’ lives, taking on jobs unrelated to their degrees while alone in an unfamiliar place, and avoiding certain luxuries to save more of what they earn so that the stay overseas is worth it.

This is the reason why, along with supporting family back home, OFWs must make sure to grow the money they earn. And, of course, one of the best ways to do so is by investing in real estate. For many, this is already something of a goal, as being able to to buy or build a home is one of the common reasons Filipinos decide to make a living overseas in the first place.

But, there is more to buying real estate than just being able to provide oneself and the family a place to reside. Purchasing property is an effective way to build wealth, and as an overseas Filipino who has the opportunity to invest, you should not stop short of buying a place for you and your family to live when thinking of real estate.

Earn passive income through property

Buying a home for yourself and the family is basically buying a place for you to live after your time overseas. Investing on real estate on the other hand is buying property that can earn you income now and/or in the future.

Buying property, be it a condominium or the more traditional house and lot, you have the opportunity to earn even while you are in the midst of your stay overseas. By renting out your property, you are generating income on a regular basis which can serve you as you see fit. You can either use the rent you earn to add to your savings or retirement fund, utilize it for additional investments, or use it to pay for your home loan and basically have the property be paying for itself. All while you continue to make a living overseas.

At a minimum, you can also enjoy the benefit of having your property increase in value over time, where the sooner you make the purchase, the more time it also has to appreciate and garner you that passive income.

Why acquire property now

Among the unfortunate aspects of having to endure the ongoing Covid-19 has been the need for travel restrictions, and the inability of many overseas Filipinos to come home and visit as easily as they used to. If there is any silver lining to the pandemic however, it is that many banks and real estate developers have adjusted their home loan terms to remain competitive in the market and keep up with how Covid-19 has affected the economy. This has meant home financing programs that feature either longer payment terms and/or lower interest rates to encourage investors to buy real estate.

Granted, some may feel wary of buying property and taking on monthly home loan payments while still in the midst of a pandemic. But as mentioned, now is as good a time as any to fulfill plans of investing in real estate in the Philippines, because not only are property and loan prices at their lowest in recent years, these are also projected to return to their higher levels when the pandemic is over.

Additionally, real estate has and continues to be the type of investment that can be most relied upon to endure economic downturns like those caused by the pandemic. Businesses, for example, who’ve had to limit their operations due to social distancing policies, still enjoy the continued appreciation of the value or the land where their operations are located. And, as previously mentioned, rental properties had also been helpful to owners, particularly those who had been unable to work in 2020 but still had income coming in because they were able to continue leasing out their homes.

Buying Philippines property from overseas

By having a career overseas, you have the benefit of earning income that is comparatively higher than of those who make a living in the Philippines. Depending on where exactly it is that you work now, you also may also have the advantage of working within an economy that is in better shape during the pandemic and where jobs are more secure.

Admittedly, buying property is no small endeavor, and doing so from overseas poses its own challenges (even more so now as a result of travel restrictions). However, you need not miss the opportunity to buy affordable properties and have these assets increase in value and garner you passive income as you continue with your career in another country.

Through Ohmyhome you can find the best and latest properties for sale in the Philippines. The listings on the website are homes in communities by the country’ most notable real estate developers, and can be viewed conveniently on the Ohmyhome property investments page or by downloading the Ohmyhome app and visiting the Ohymyhome Buying from Overseas page.

Committed to helping you find the home that suits your exact needs and preferences, and of course goes well with your finances, Ohmyhome offers professional real estate services that ensures you and/or your family in the Philippines experience the smoothest property transactions possible. Whether finding and choosing homes to invest in, inspecting your chosen properties, or completing needed documents, you can count on Ohmyhome’s Buying from Overseas solutions to cover everything you’ll need.

Launched in September 2020 in the Philippines, Ohmyhome was also launched in Malaysia in the same year, following its founding and subsequent success in Singapore in 2016. If you are an OFW in either Malaysia or Singapore, you can also reach out to the local Ohmyhome team to assist you in person with your Philippines property investment needs.

Want to learn more about available real estate for sale in the Philippines and how you can get started on your property investments? Visit Ohmyhome online for the latest listings or download the Ohmyhome app to view properties or connect with the Ohmyhome team from the convenience of your mobile device.

Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down the choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate Agents not only help in the shortlisting of options, but also provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates.

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

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