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All about mortgage solutions

MAS Waives TDSR Limits for Deferred Mortgage Payments

As of 7 April 2020, the Monetary Authority of Singapore (MAS) has waived the total debt servicing ratio (TDSR) limits for deferred mortgage repayments. The loan deferment measures were announced by the MAS as part of an industry-wide package to prevent delinquencies and bankruptcies amid the pand...
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HDB Loan Assessment: 4 Things to Consider

If you need financing to buy your dream home, you should secure a housing loan from HDB or a bank regulated by the Monetary Authority of Singapore (MAS) before you commit to the flat purchase. When applying for an HDB Loan Eligibility (HLE) Letter, HDB conducts loan assessment to determine
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Ohmyhome Housing Literacy: CPF Rule Changes

Selling or buying a home is an exciting journey, but it may also be daunting especially for first-timers. As part of our commitment to making your journey simple, fast and affordable, we bring you our short but informative housing literacy video series! Why housing literacy? In Singapore, a stag...
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Home Loan 101: 4 Mistakes to Avoid

Planning to finance a new property purchase? Or looking to refinance a mortgage? To maintain a healthy credit score, you will want to avoid certain home loan mistakes at all costs that might risk qualification problems for that brand new mortgage down the road. You could end
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