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MAS Waives TDSR Limits for Deferred Mortgage Payments

As of 7 April 2020, the Monetary Authority of Singapore (MAS) has waived the total debt servicing ratio (TDSR) limits for deferred mortgage repayments. The loan deferment measures were announced by the MAS as part of an industry-wide package to pr...

What Housing Loan Tenure Should You Choose When Buying Your First Home?

Adulting just got real the moment you apply for your first home loan. It can be quite overwhelming to learn all the mortgage jargon, housing loan conditions, and legal requirements. One common scenario is that you may think you are paying less, b...

Should You Borrow More? Total Debt Servicing Ratio and Your Housing Loan

How much will you get for your housing loan? For aspiring homeowners, the answer is a crucial part of financial planning. The loan amount can be a deal-breaker for a lot of first-time homebuyers.

Often, you are not quite sure if it's be...

HDB Loan Assessment: 4 Things to Consider

If you need financing to buy your dream home, you should secure a housing loan from HDB or a bank regulated by the Monetary Authority of Singapore (MAS) before you commit to the flat purchase. When applying for an HDB Loan Eligibility (HLE) Lette...

Ask Our Mortgage Specialist: The 4 Types of Home Loan Packages and Which is Best for You

Homeowners-to-be shopping for a home loan may find it intimidating to make sense of loan jargon, especially when it is instrumental in fin...

In The Spotlight: Buying a Home 101 – Financial Planning, Home Loans, and Expert Mortgage Advice

On a bright and early Saturday morning, we successfully held our third housing literacy seminar! We may be familiar with the steps of buying but how about the stages that require more thoughtful planning i.e. the financial calculations, contra an...

In The Spotlight: Buying a Home 101 – Financial Calculations,Timeline Planning, and Contra

On a bright and early Saturday morning, we successfully held our third housing literacy seminar! Homeowners and homeowners-to-be, we may be familiar with the steps of buying a property but may gloss over the stages that require more thoughtful pl...

Ohmyhome Housing Literacy: CPF Rule Changes

Selling or buying a home is an exciting journey, but it may also be daunting especially for first-timers. As part of our commitment to making your journey simple, fast and affordable, we bring you our short but informative housing literacy video s...

Home Loan 101: What Should You Do If Your Home Loan Application Was Rejected?

Rejected from a home loan recently? Whether as a first-time or second-time homebuyer, you may be feeling discouraged from th...

Home Loan 101: 4 Mistakes to Avoid

Planning to finance a new property purchase? Or looking to refinance a mortgage? To maintain a healthy credit score, you will want to avoid certain <a href="https://ohmyhome.com/en-sg/blog/mortgage-101-fixed-rate-better-floating-rate/" target="_bl...

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