The Seller's Stamp Duty (SSD) is an unavoidable cost when it comes to selling a property, but fret not! You might be surprised to know that there are exemptions from it. For example, you will not have to pay the SSD when selling your flat, if you meet the Minimum Occupation Period (MOP) befor...
Most Singaporeans own at least one property, giving Singapore one of the highest rates of homeownership in the world. It is also not uncommon for homeowners to buy more than one property as a form of investment, generating rental income from it.
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This article is intended for informational purposes only and should not be considered financial or tax advice. Please consult with a qualified professional for personalized guidance.
Singapore's property market has long been attractive to both local and f...
Exercising the Option to Purchase (OTP) is a major step on any home buyer’s journey. Once the OTP has been issued by the home seller, the buyer will be granted exclusive rights to purchase the home at a pre-approved price.
Because the OTP is legally binding, buyers are obliged...
In the process of selling your resale HDB flat, after registering your Intent to Sell, you will have to issue the Option to Purchase (OTP) to your buyer.
Table of Contents:
What is OTP?When to grant OTP?How to grant OTP?What happens after granting an OTP?What if the buyer doesn't want to proceed with the purchase?A...
A home is one of the most expensive purchases you’ll ever make in your lifetime. You may spend time, money, and effort to find the best interior designer, furniture, and appliances to create a haven that you can look forward...
If you're planning on buying a home, securing the right loan is one of the most important steps you'll take. But how do you choose? What are the factors to consider between a loan from the Housing Development Board (HDB) and one from the bank?
We'll work you through the pros and con...
Adulting just got real the moment you apply for your first home loan.
It can be quite overwhelming to learn all the mortgage jargon, housing loan conditions, and legal requirements. One common scenario is that you may think you are paying less, but the fact is, it's mostly interest....
How much will you get for your housing loan? For aspiring homeowners, the answer is a crucial part of financial planning. The loan amount can be a deal-breaker for a lot of first-time homebuyers.
Often, you are not quite sure if it's better to apply for a smaller or bigger loan. That's...
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