The Seller's Stamp Duty (SSD) is an unavoidable cost when it comes to selling a property, but fret not! You might be surprised to know that there are exemptions from it. For example, you will not have to pay the SSD when selling your flat, if you meet the Minimum Occupation Period (MOP) befor...
Most Singaporeans own at least one property, giving Singapore one of the highest rates of homeownership in the world. It is also not uncommon for homeowners to buy more than one property as a form of investment, generating rental income from it.
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This article is intended for informational purposes only and should not be considered financial or tax advice. Please consult with a qualified professional for personalized guidance.
Singapore's property market has long been attractive to both local and f...
Planning to buy a property? Taxes can oftentimes be a source of frustration in your housing journey, especially when buying a home without an agent. After all, buying a property is in and of itself an expensive endeavour, with payments that can leave a sizeable dent in one's wallet. If you're buying a property in ...
On 15 Dec 2021, the Singapore government announced that it is raising Additional Buyer Stamp Duty (ABSD) rates and tightening loan-to-value (LTV) limits on residential property purchases, in an effort to cool the property market and keep price increases in line with economic fundamentals.
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Buying a second property may be a dream come true to many but, in Singapore, it also means having to pay the hefty Additional Buyer’s Stamp Duty (ABSD). The ABSD for Singapore Citizens buying a second property is 20% of the purchase price, or the current market value of the property, whichever is higher. It is 30% for Singapore Pe...
If you're planning on buying a home, securing the right loan is one of the most important steps you'll take. But how do you choose? What are the factors to consider between a loan from the Housing Development Board (HDB) and one from the bank?
We'll work you through the pros and con...
Adulting just got real the moment you apply for your first home loan.
It can be quite overwhelming to learn all the mortgage jargon, housing loan conditions, and legal requirements. One common scenario is that you may think you are paying less, but the fact is, it's mostly interest....
How much will you get for your housing loan? For aspiring homeowners, the answer is a crucial part of financial planning. The loan amount can be a deal-breaker for a lot of first-time homebuyers.
Often, you are not quite sure if it's better to apply for a smaller or bigger loan. That's...
Homeowners-to-be shopping for a home loan may find it intimidating to make sense of loan jargon, especially when it is instrumental in financing the biggest and most precious asset in our lives - a home. Put those worries to rest! This handy guide will explain the type of packages available an...
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