get an agent

Buy with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

do it yourself

Browse New Launch Condos

Find new units for sale

Prefer to do-it-yourself?

Check out how our platform can help

Browse Resale Listings

Connect with sellers through our app

RESOURCES

Calculate Buyer’s Stamp Duty

Find the amount payable when buying

Affordability Calculator

Find the amount payable when buying

How to Buy an HDB

A step-by-step guide to buying HDB

How to Buy a Private Property

A step-by-step guide to buying condo/landed

get an agent

Sell with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Connect with buyers through our app

RESOURCES

Calculate Seller’s Stamp Duty

Find the amount payable when selling

How to Sell my HDB

A step-by-step guide to selling HDB

How to Sell my Private Property

A step-by-step guide to selling condo/landed

HOME E-VALUATION

For tenants

Rent with an Agent

Dedicated experts at your service

RESOURCES

How to Rent an HDB

A step-by-step guide to renting HDB

How to Rent a Private Property

A step-by-step guide to selling condo/landed

For landlords

Lease with an Agent

Dedicated experts at your service

Lease Documentation

Leave the paperwork to us

RESOURCES

How to Lease an HDB

A step-by-step guide to renting HDB

How to Lease a Private Property

A step-by-step guide to selling condo/landed

Do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

ARTICLE CATEGORIES

HDB

All things about public housing

Private Property

All things about private property

Home Improvement

Guides for must-know reno tips

Financing

All about mortgage solutions

Towns

Singapore townships in focus

Client Stories

Success stories from customers

Founders’ Message

From the desks of Rhonda & Race Wong

Mortgage advisory

Home financing
made simple

Discover the best home loan rates across all the banks, and let us draw the comparisons for you. We’ll find you the best loan tailored to your needs – free of charge.

AS SEEN ON

 

WHAT WE OFFER

Mortgage Financing Options

Whether you’re just starting to finance a new home or looking to refinance an existing loan, let us do the math. Expect to receive:

Free mortgage advice

Upon understanding what you need, we’ll advise you on your loan eligibility and information on other upfront costs like stamp duty, legal fees and the monthly installment amount.

Unbiased financing guidance

We will present you with a thorough comparison of the various banks’ interest rate packages. For private property owners, a valuation check will also be provided for you for free upon request.

Get it done hassle-free

Talk to us today. Available daily 9 AM to 9 PM (GMT +8)

Call Hotline

Live Chat

Call Hotline

Live Chat

How it works

1

Talk to us

We’re just a click away. Let us understand what you need. From here, we will provide you with the advice, as well as a home report and e-valuation - all for free!

2

Match with a Super Agent

They'll provide you with expert property advice, plus tech-powered home report and e-Valuation.

3

Kick back, relax

Enjoy how fuss-free the process is, and be promptly updated when it’s all done. It's that simple!

Why us?

We’re on your side.

FREE CONSULTATION

You’re not alone

Deciding on the right housing loan is a big decision. Let us help you with the right one. Never be pressured into a loan that is not right for you again.

EASY COMPARISON

Many banks, one touchpoint

It’s easy to be overwhelmed by all the different rates that all the different banks offer. At Ohmyhome, we’ve partnered with multiple banks across the country to get the most updated rates compiled for you

Worry free transaction

Efficient process, open communication

Have a question? Put it in the chat group that we’ve set up for you. Have your questions answered fast by your relationship manager and be comforted by how easy the process is.

Ready to get
a home loan?

FROM THE BLOG

Tips for Home Financing

Here’s what you should know.

HOME FINANCING

Frequently Asked Questions

Got a question? We’ve got the answers. If you don’t see your question here, drop us a message. We’re happy to assist.

We get paid a fixed fee from our partner banks irrespective of which bank you take your loan with. This allows us to give you unbiased advice.

Are you planning to sell the property after a few years? That is an important point to consider because it determines whether a fixed or floating interest rate suits you better. As Singapore interbank rates trend very closely to US Fed Rates, a fixed rate loan may be wise as a hedge against rate hikes because there is a possibility that the US Federal Reserve will raise interest rates in the near term. However, fixed-rate loans typically come with lock-in periods, and you are subject to fork out penalties if you prepay the loan within the lock-in period.

The maximum loan tenure for HDB loans is 25 years, or up to age 65, whichever is lower, for financing up to 75%. A maximum loan tenure can be up to 30 years for financing of up to 55%. For private residential properties, there’s a pre-set matrix. For the first private residential loan, you can borrow up to 75% if (1) The Loan tenure does not exceed 30 years (2) Age at the end of loan tenor does not exceed 65. For financing up to 55% on the first private residential loan, the maximum loan tenor is capped at 35 years.

Our experienced Mortgage Specialist will review your current interest rate package and recommend suitable refinancing options.

More home services

Beyond Mortgage

get an agent

Buy with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

Do it yourself

Browse New Launch Condos

Find new units for sale

Prefer to do-it-yourself?

Check out how our platform can help

Browse Resale Properties

Download the app and speak directly to sellers

RESOURCES

Affordability Calculator

Calculate required tax for selling

Calculate Buyer’s Stamp Duty

Find the amount payable when buying

How to Buy an HDB

A step-by-step guide to buying HDB

How to Buy a Private Property

A step-by-step guide to buying condo/landed

bUY OVERSEAS

get an agent

Sell with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Download the app and connect with buyers

RESOURCES

Free Home E-Valuation

Know the value of your property in seconds!

Calculate Seller’s Stamp Duty

Find the amount payable when selling

How to Sell an HDB

A step-by-step guide to selling HDB

How to Sell my Private Property

A step-by-step guide to selling condo/landed

get an agent

Rent with an Agent

Dedicated experts at your service

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Browse Rental Listings

Download the app and connect with landlords

RESOURCES

How to Rent an HDB

A step-by-step guide to renting HDB

How to Rent a Private Property

A step-by-step guide to renting condo/landed

get an agent

Lease with an Agent

Dedicated experts at your service

Lease Documentation

Leave the paperwork to us

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Download the app and connect with tenants

RESOURCES

How to Lease my HDB

A step-by-step guide to renting out an HDB

How to Lease my Private Property

A step-by-step guide to renting out condo/landed

FEATURED ARTICLES

Ohmyhome Raises US$5M in Series A+ Funding

Ohmyhome, the leading Property 
One-Stop Shop Platform

ARTICLE CATEGORIES

HDB

All things about public housing

Private Property

All things about private property

Home Improvement

Guides for must-know reno tips

Financing

All about mortgage solutions

Towns

Singapore townships in focus

Client Stories

Success stories from customers

Founders’ Message

From the desks of Rhonda & Race Wong

Social media

Other