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A house and lot for sale and a condominium for sale are two of the most common property types for those who want to buy a home in the Philippines. Each has its own advantages and disadvantages for homebuyers. 

For those who work in and around the city or financial districts, buying a condo would be ideal for them because of the opportunities and convenience, while for those who want to settle down and start a family, buying a house should offer the space they need to do so. 

We all have different lifestyles, budget ranges, and goals for our property dreams, after all. Nevertheless, it would help buyers immensely to know some stark differences between a house and lot or condominium. 

And Ohmyhome has compiled a list of them right here.

For most buyers, a house and lot for sale outside the city is the most viable property option they have for their growing families. Communities outside the metro also offer a complete living experience with amenities and access to malls, parks, hospitals, and recreational spaces.LocationCondos in Metro Manila allow residents easy access to universities and workplaces. Buyers who want to live in and around business districts should take comfort in condos’ accessibility to commercial areas, transport hubs, and more.
In terms of price and property taxes, house and lots are more expensive. They do, after all, have larger spaces. Buyers can still find units that are a little bit more affordable than some condo developments. These can usually be found in fringe cities or provinces outside Metro Manila. Price RangeCondominiums are generally more affordable than house and lots. Most condos don’t offer the luxury of space the way a house and lot would. Pre-selling units are even more affordable, as well. Developers and financial institutions also offer buyer-friendly financing options.
Ownership applies to the structural property and the land the house and lot in the Philippines is built on.OwnershipBuyers have sole ownership of their condominium unit. They do have a shared ownership with the other unit owners in the building and when it comes to amenities and common areas.
A house and lot affords owners more autonomy and privacy. Neighboring units have a sensible amount of distance and have boundaries between one another.
In terms of security, most communities have the luxury of having 24/7 security. However, this doesn’t apply to every community. Some house and lot for sale in the Philippines are situated in more open neighborhoods. These communities’ residents are mostly responsible for their homes’ protection, as well as local government policy.
Privacy and SecurityApart from the actual privacy of their units, condo owners share all the amenities and more within the property. Meanwhile, for security, condos are usually stricter. These developments have keycards, 24/7 security, and CCTVs. 
More autonomy means that house and lot residents are responsible for their property’s sole maintenance.MaintenanceMost condominiums for sale in the Philippines have staff, property managers, or condo associations for their building’s maintenance. Of course, that comes with the territory because of those association fees.
Most townships and other gated communities have their own set of recreational amenities. Amenities and AccessibilityCondominiums for sale are usually equipped with a swimming pool, clubhouse, 24-hour security, basketball court, and the like. 
A house for sale in the Philippines often have a larger floor area. Most units also have the option to add more storeys.
Size and SpaceCondominiums for sale have a modest floor area to them. At the very least, the upkeep is going to be that much of a hassle.

Of course, we’re always going to have our compromises either way. That’s why it’s best to know what you’re getting into when you buy a home in the Philippines. If you’re still undecided, talk to an Ohmyhome property agent today to get started.

For more information on the best and latest property listings nationwide and how our Ohmyhome’s online ecosystem helps investors like you, visit Ohmyhome.com or download the official Ohmyhome app.

Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate Agents not only help in the shortlisting of options but also provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates.

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.

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