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Mortgage

HDB vs Bank Loan: Which is Better?

Buying your dream home requires tons of research and that includes understanding the loan options available to the process of financing the purchase The most common question that many HDB home buyers find themselves asking is HDB loan or ba

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A home is one of the most expensive purchases you ll ever make in your lifetime You may spend time money and effort to find the best interior designer furniture and appl

The First 5 Things You Should Do for a Successful Retirement Plan

Planning for your retirement is one of those things in life you should never leave until the last minute As the old proverb says Prevention is better than cure The same goes for retirement planning A poll of 1 000 respondents by <a href= ht

How To Save Up for a Home in 2021

Are you a first time home buyer Or are you about to buy your second home but have doubts about the state of the real estate market this year If you ve already started looking at flats for sale in Singapore or browsed through the latest new laun

Young couple comparing rates between a hdb loan and bank loan

Guide to HDB Loan Versus Bank Loan: 5 Crucial Factors to Help You Decide!

If you re planning on buying a home securing the right loan is one of the most important steps you ll take But how do you choose What are the factors to consider between a loan from the Housing Development Board HDB and one from the bank

6 Tips on How To Save Money in 2021

Now that Singapore has eased into Phase 3 of re opening more and more employees are going back to their offices for work Though such progress should be celebrated there s no denying that it poses new challenges And in the face of economic unce

MAS Waives TDSR Limits for Deferred Mortgage Payments

As of 7 April 2020 the Monetary Authority of Singapore MAS has waived the total debt servicing ratio TDSR limits for deferred mortgage repayments The loan deferment measures were announced by the MAS as part of an industry wide package to pr

Should You Borrow More? Total Debt Servicing Ratio and Your Housing Loan

How much will you get for your housing loan For aspiring homeowners the answer is a crucial part of financial planning The loan amount can be a deal breaker for a lot of first time homebuyers

Often you are not quite sure if it s be

HDB Loan Assessment: 4 Things to Consider

If you need financing to buy your dream home you should secure a housing loan from HDB or a bank regulated by the Monetary Authority of Singapore MAS before you commit to the flat purchase When applying for an HDB Loan Eligibility HLE Lette