When it comes to buying properties, cash is king. If you’re privileged enough to have the money upfront, you can have virtually any property your heart desires. Meanwhile, the rest of us hardworking mortals must count on a housing loan to acquire our dream properites. For the first-time homeo...
As a result of the ongoing Covid-19 pandemic, interest rates on home loans are at their lowest. For most of 2021, the Bangko Sentral ng Pilipinas (BSP) held key overnight borrowing steady at a record low of 2%, while interest rates on overnight deposit and lending facilities have also re...
Much like the age-old dilemma of the chicken or the egg, the question of what the home seeker should be looking for first, a home for sale or a home loan, doesn’t exactly have a definitive answer.
However, unlike the first query, the topic on hand isn’t necessarily a fun dichotomy t...
Buying a new home, or any other type of real estate for that matter, is a significant expense, and it is for this reason that many banks include home loans in their line of financial products. However, as much as home loans are almost always needed to make a home purchase, it is understandabl...
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