How Lumina Homes Addresses the Housing Deficit

These days, Lumina Homes is one of the most recognizable brands in the Philippines. It has consistently been a leading affordable housing developer since its inception eight years ago. For its continued efforts, Pag-IBIG again recognized Lumina Homes in its “Stakeholders Accomplishment Report 2020.”

Annually, Pag-IBIG awards the top housing developers in the nation. These are the ones that have contributed immensely to providing home buying opportunities to eligible members. This is in line with the corporation’s Shelter Program of the National Government through the Building Adequate, Livable, Affordable, and Inclusive Filipino Community Program.

Not only did Lumina Homes receive the “Highest Conversion Performance” in South Luzon in 2020, the brand was also a leader in Loan Value for 2020 per area. In 2020, it was a top-three developer in all of North Luzon and Visayas, top-four developer in South Luzon, and top-six developer in the National Capital Region.

Qualified “low-income earners” under Pag-IBIG could start living in a new Lumina Homes house and lot for sale for as low as P1,898 per month at 3%  annual interest. Lumina Homes offers quality properties in safe communities for as little as P500,000.

Apart from the low costs, Lumina Homes understands what home seekers want in a property. First, they want to secure their family’s future and finances. Second, each buyer is looking for safer, more accessible communities. The developer has adapted well to current housing trends brought about by the pandemic. In particular, Lumina Homes knows that there is high demand for homes in provinces.

As with other Vista Land developments, Lumina Homes carefully crafts communities and provides amenities like guarded fences with CCTV, basketball courts, landscaped gardens, and even a shuttle service. Even more commercial establishments near these projects are to be added very soon, as well. It also helps that the residential communities are situated near hospitals, roadways, transportation centers, and malls.

With about 50 projects in key locations all over the country, Lumina Homes has a sustainable model for the post-pandemic era. Lumina Homes properties in areas like Batangas, Bulacan, Cavite, Laguna, and more are poised to see more homeowners come in. Based on Ohmyhome’s property inquiries alone, nearly 13% account for queries for towns and cities in and around these regions. Lumina Homes also offers projects in Bicol, Davao, and other prime localities.

According to a Department of Human Settlements and Urban Development report in 2020, the country’s housing backlog could balloon to 22 million in more or less two decades. To close the gap of 6.5 million between 2017 and 2020, the government needs 250,000 houses annually. Of course, any assistance from developers like Lumina Homes is encouraged and welcomed.

The developer’s partnership with Pag-IBIG only enhances its homeownership appeal. More affordable housing projects are improving their communities, as well. With this continued expansion, here’s to hoping that Lumina Homes, together with other local developers, can help beat the dreaded backlog prediction and narrow down the housing gap in the near future.

Need assistance with bank financing? Feel free to get in touch with an Ohmyhome property agent to get started. Ohmyhome’s agents are more than happy to help you secure approval from major banks. For more information on the best and latest property listings nationwide, visit Ohmyhome.com or download the official Ohmyhome app.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down the choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate Agents not only help in the shortlisting of options but also provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates.

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

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