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Home Insurance Singapore

Protect your home
for free

No matter the home you’re in, be assured that your belongings are protected. Safeguard your home from everyday emergencies and redeem a one-year Home Contents Insurance coverage, it’s on us. Because at Ohmyhome, we’re always by your side, always on your side.



Enjoy up to $130,000 coverage for one year


We’ve got you covered.

What is Home Contents Insurance?

Covers more than fire insurance

Did you know? House fires happen in Singapore more often than you think!

Top 5 common causes of house fires:
  1. Unattended cigarette butts
  2. Fallen joss sticks
  3. Unattended stove while cooking
  4. Overcharging/exposed electrical wiring
  5. Personal Mobility Devices (PMD)
Home contents insurance covers the financial cost of repairing or replacing internal fixtures, moveable contents, valuables and other legal liabilities that may arise due to unforeseen events.


Complement your fire insurance with home insurance

In addition to covering your renovations, furnishings and personal belongings, home contents insurance comes with cash allowance that make surviving a house fire more bearable.


You also get protection for other non-fire events, such as flooding from burst pipes, break-ins, or accidental damage to a third party’s property.


Frequently Asked Questions

Got a question? We’ve got the answers. If you don’t see your question here, drop us a message. We’re happy to assist. 

Fire insurance required by HDB or the bank (with housing loans) covers only the structure, fixtures, and fittings that comprise part of the building. Claimed costs only cover the restoration of the flat’s physical structures and fixtures to its original condition. This does not cover renovations costs or your home contents.

Home Contents Insurance covers your renovations, internal fixtures (e.g. air conditioning units), household contents (e.g. furniture and appliances), valuables, and legal liabilities that arise from insured events.

The main perils covered against loss or damage to your home contents are:

  • Bursting or overflowing of water pipes or household apparatus
  • Earthquake & lightning
  • Explosion
  • Fire
  • Flood
  • Riot
  • Strike or civil commotion
  • Theft
  • Vehicle impact

This is a one-year complimentary plan, and it is non-renewable. Coverage will cease after 12 months.

No. The purpose of this free one-year coverage is to provide our customers with the opportunity to protect their homes. 

Unfortunately, no. You would only be able to claim under a single policy. In this case, Singlife can offer you a free Personal Accident plan instead.

IMPORTANT NOTES: Policies are underwritten by Singapore Life Ltd (“Singlife”). This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Protected up to specified limits by SDIC. Ohmyhome is not an insurance agent or intermediary and is not allowed to solicit any insurance business or give advice on or recommend any product nor be involved in any discussions, negotiations, or the arrangement of any insurance contract between you and Singapore Life Ltd. Please direct all insurance enquiries to Singapore Life Ltd.

Information is accurate as of Oct 2022.

Ready to protect your home?

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Beyond Home Contents Insurance