OFW | Ohmyhome - Page 11

Pre-selling vs. RFO Condominium: What’s the Difference?

Written by: Rita Magallona Ready to take the leap and purchase your first-ever condominium unit? As you browse through property listings, you may encounter the terms "preselling" and "ready for occupancy" (RFO). How do they differ? Why is it important to know the distinction between these real e...

Best Time to Buy a Condo in the Philippines

Written by: Rita Magallona For the first time in ten years, Metro Manila's condominium market is experiencing a downturn. According to the global real estate services firm Colliers International Inc., prices will drop by 15% from 2019. However, the firm also expects the market to recover slightly ...

Are You Optimistic About the Philippine Property Market?

Written by: Rita Magallona More countries are implementing lockdowns in an effort to flatten the curve of the COVID-19 pandemic. President Rodrigo Duterte has followed suit by putting the National Capital Region under Community Quarantine, then the whole island of Luzon under an Enhance...

How to Apply for the Pag-IBIG Calamity Loan During the Enhanced Community Quarantine

Written by: Rita Magallona Countries worldwide have enacted public health measures to address the COVID-19 pandemic, and the Philippines is no exception. Last March 16, 2020, the president enacted the Luzon enhanced community quarantine (ECQ) to prevent the spread of the coronavirus and avoid overburdening t...

Pag-IBIG Grants 3-Month Moratorium on All Loans

Written by: Rita Magallona Need some financial breathing room during the quarantine? The Pag-IBIG Fund, the National Housing Authority (NHA), and other key shelter agencies (KSAs) have offered a moratorium on all loan payments for the period of March 16 to June 15, 2020. This is to help ea...

First-Time Home Buyers: 7 Things to Consider During Financial Planning

Written by: Rita Magallona

So you've decided to take the leap and purchase your first home. Your first foray into real estate is going to cost a lot of money - think millions of pesos, especially for a home in the city.

Have you considered the other expenses invo...

Are You Financially Ready to Buy a Home?

Written by: Rita Magallona

It's never too early to talk about life goals. Be it traveling around the world, starting a family, or launching a startup, we all need dreams that give life meaning.

One life goal worthy of the name is buying a home. Whether it is a co...

Do You Have What It Takes to Win Your Pag-IBIG Housing Loan?

Written by: Rita Magallona Nothing beats the exhilaration of discovering the real estate property that matches all your requirements. Whether it's a condominium unit or a house and lot, there's a thrill to finding your dream home and exclaiming, "I've found the one!" But the qu...