get an agent

Buy with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

do it yourself

Browse New Launch Condos

Find new units for sale

Prefer to do-it-yourself?

Check out how our platform can help

Browse Resale Listings

Connect with sellers through our app

RESOURCES

Calculate Buyer’s Stamp Duty

Find the amount payable when buying

Affordability Calculator

Find the amount payable when buying

How to Buy an HDB

A step-by-step guide to buying HDB

How to Buy a Private Property

A step-by-step guide to buying condo/landed

get an agent

Sell with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Connect with buyers through our app

RESOURCES

Calculate Seller’s Stamp Duty

Find the amount payable when selling

How to Sell my HDB

A step-by-step guide to selling HDB

How to Sell my Private Property

A step-by-step guide to selling condo/landed

HOME E-VALUATION

For tenants

Rent with an Agent

Dedicated experts at your service

RESOURCES

How to Rent an HDB

A step-by-step guide to renting HDB

How to Rent a Private Property

A step-by-step guide to selling condo/landed

For landlords

Lease with an Agent

Dedicated experts at your service

Lease Documentation

Leave the paperwork to us

RESOURCES

How to Lease an HDB

A step-by-step guide to renting HDB

How to Lease a Private Property

A step-by-step guide to selling condo/landed

Do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

ARTICLE CATEGORIES

HDB

All things about public housing

Private Property

All things about private property

Home Improvement

Guides for must-know reno tips

Financing

All about mortgage solutions

Towns

Singapore townships in focus

Client Stories

Success stories from customers

Founders’ Message

From the desks of Rhonda & Race Wong

Singapore's Trusted Agent Services

Buying your dream home?
Share on facebook
Share on twitter
Share on email
Share on whatsapp

Singapore’s HDB Eligibility Schemes

Ohmyhome

Ohmyhome

Share on facebook
Share on email
Share on whatsapp

Before we go into the HDB Eligiblity Schemes, we need to understand Singapore’s HDB History and the housing conditions today.

HDB History

Singapore’s initial entry into the modern era was characterized by a problem in the housing sector. During its earliest days, residential zones were created in accordance with its tenants. While those in the city were confined to cramped mixed-use shophouses where multiple families had to live together in small spaces, those in the rural areas defaulted to housing that suited their respective ethnicity’s districts. For example, the Malay (or Chinese) residents formed traditional “kampong” villages whilst the Europeans lived in large estates or dwellings similar to those found in the west.

This setting was found to be unsustainable, and so in an effort to address the need for better housing, the Singapore Improvement Trust was established in 1927 by the British colonial government. It was tasked with providing citizens with low cost, affordable housing. However, in the 32 years of its existence, it was only able to produce 23,000 units, falling far short of the country’s ever-growing needs.

By the 1950s-60s, the housing problem had remained unsolved and only exacerbated itself as time went by. Squatting and tight housing was common practice then, and the lack of high-rise buildings did not help matters.

A Time for Change: The HDB

In 1959, when the People’s Action Party (PAP) took charge, a radical change in the housing sector began. In 1960 the SIT was abolished and changed into the Housing and Development Board (HDB). Despite this, the overall goal remained the same: to provide accessible and affordable housing to Singaporean citizens.

This was done through a plan called the Five Year Building Programme. True to its name, significant advancements were made within the next few years, some of which include the Home Ownership Scheme which let people own their units and the integration of the Central Provident Fund as a viable means of payment.

Progress was slow but present, and rightly enough, by 1965 the housing issue was under control. Strong government support, proper organizational skills from those in charge (such as first chairman Lim Kim San), and public acceptance are to thank for its favorable outcome.


Related:


Singapore’s Housing Today

Since the creation of the HDB (Housing and Development Board) in the 1960’s, approximately 1.1 million units have been built. As of March 31, 2016, up to 992,742 of those units are in use, and more than 80% of the population has adopted these HDB units that are for sale or rent in Singapore.
Source

This monumental success is largely attributed to overall convenience and practicality of cost. HDB units are often set up so that they form satellite towns, which means that they can function independently without having to rely on the greater metropolitan area around it. This is possible because it has its own set of conveniences such as schools, markets, recreational areas, and other places that are required for daily living.

That said, SIT’s initial plans of building residential zones around commercial ones were adopted by the HDB, and the results of that decision can be seen all over the country. Places such as Bukit Merah or Geylang are good examples of this planned town concept; all in all, there are 23 similar HDB towns in the country.

Eligibility Schemes

In order to get an HDB unit, one must first be legally eligible. The parameters that define HDB eligibility for flats depend on what kind one will get. There are various HDB schemes that can be availed of depending on your situation:


Ohmyhome is the first and only in Singapore that provides a Fixed Fee HDB Buyer Documentation Services after you have found your ideal home. But if you prefer to Do-It-Yourself (DIY), get Ohmyhome Mobile App, it is free and easy-to-use to seek out available HDB resale flats in any chosen area.

Find your next home now!


Related posts:


While the Information is considered to be true and correct at the date of publication, changes in circumstances after the time of publication may impact on the accuracy of the Information. The Information may change without notice and Ohmyhome is not in any way liable for the accuracy of any information printed and stored or in any way interpreted and used by a user.

Subscribe Now

Get a notification every time we upload a new blog post.

Singapore's Trusted Agent Services

Buying your dream home?

Featured Blogs

Highlighting unique property views for every Singaporean

get an agent

Buy with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

Do it yourself

Browse New Launch Condos

Find new units for sale

Prefer to do-it-yourself?

Check out how our platform can help

Browse Resale Properties

Download the app and speak directly to sellers

RESOURCES

Affordability Calculator

Calculate required tax for selling

Calculate Buyer’s Stamp Duty

Find the amount payable when buying

How to Buy an HDB

A step-by-step guide to buying HDB

How to Buy a Private Property

A step-by-step guide to buying condo/landed

bUY OVERSEAS

get an agent

Sell with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Download the app and connect with buyers

RESOURCES

Free Home E-Valuation

Know the value of your property in seconds!

Calculate Seller’s Stamp Duty

Find the amount payable when selling

How to Sell an HDB

A step-by-step guide to selling HDB

How to Sell my Private Property

A step-by-step guide to selling condo/landed

get an agent

Rent with an Agent

Dedicated experts at your service

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Browse Rental Listings

Download the app and connect with landlords

RESOURCES

How to Rent an HDB

A step-by-step guide to renting HDB

How to Rent a Private Property

A step-by-step guide to renting condo/landed

get an agent

Lease with an Agent

Dedicated experts at your service

Lease Documentation

Leave the paperwork to us

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Download the app and connect with tenants

RESOURCES

How to Lease my HDB

A step-by-step guide to renting out an HDB

How to Lease my Private Property

A step-by-step guide to renting out condo/landed

FEATURED ARTICLES

Ohmyhome Raises US$5M in Series A+ Funding

Ohmyhome, the leading Property 
One-Stop Shop Platform

ARTICLE CATEGORIES

HDB

All things about public housing

Private Property

All things about private property

Home Improvement

Guides for must-know reno tips

Financing

All about mortgage solutions

Towns

Singapore townships in focus

Client Stories

Success stories from customers

Founders’ Message

From the desks of Rhonda & Race Wong

Social media

Other