If Jane and Tarzan had a treehouse in the jungle, I bet the view would be similar to what Jamie Yeo sees when she looks out her living room or bedroom window. Trees — trees everywhere. And her two kids grew up with an expansive view of gorgeous sunsets from the comfort of their living room, courtesy of her wide windows that overlook the lush greenery.
Jamie and co. moved to the U.K, though, and that’s why she’s renting out her treetop-like 3-bedder condo at Sunset Way to, as she said, to “a very nice couple”.
Funny story about that, actually. Not about the couple, but about her rental apartment. She almost didn’t get the gorgeous treehouse-like condo because of the “rude and dismissive” property agent who didn’t want to show her the unit and told her she wouldn’t like the apartment because it was a walk-up.
Luckily for Jamie, the sellers of the unit hired another agent. Only this time, it was like Cinderella meeting Fairy Godmother. Though instead of Prince Charming waiting for her at the ball, it was the keys to the treetop-like house waiting for Jamie.
She had been eyeing the unit “for like forever”, Jamie said in an interview, and that she “just knew” she was going to live there — after just 15 minutes of seeing the place. “I love nature and I really love the fact that I get a 360-degree view of trees and you can hear the birds chirping,” she said.
Well, she got it in the end despite making an offer lower than the selling price. The agent, whom Jamie describes as amazing, helped her (remember: she’s the buyer) to negotiate the price.
But here’s the thing: When Jamie first began her search, she had a hard time finding an apartment due to her budget. “I wasted a lot of time viewing homes that weren’t ideal,” she said. “In hindsight, it would’ve been really helpful if I had a good agent narrow down the search for me.”
Indeed, looking for a home that matches your preferences and needs is pretty difficult. Even if you had the time to browse through thousands of listings, you’d probably still wish there was an app that will send you listings that match your very specific considerations for a property, be it size, location, price, or even the distance to a school you want your kids to go to.
We wished we had that app too. So we built it.
You can now get matched to a listing that matches all your preferences with Ohmyhome. Submit your preferences to us here and our smart data-matching technology MATCH will filter all our available listings based on those. And they’ll be sent directly to your WhatsApp, so you only have to click on it to view the listing, make a viewing, and make your dream home your own in one seamless journey.
Finding a suitable home wasn’t the only difficulty Jamie faced in her property journey, though. There was also the matter of her home loan.
As she’s considered a freelancer, the bank will only consider 70% of her declared income as a basis for a loan offer. This is due to the 30% haircut that freelancers, or self-employed people, will receive from the bank.
“In the end, they got me to put some money into a fixed deposit before they agreed to a home loan,” she said. So things still worked out. “But I tell you what, I thought I would have had to forfeit my deposit. It was very stressful.”
We can imagine. Getting your finances in order for a home purchase is never easy, let alone the other documents needed to process the transfer of ownership. And as Jamie also shared, there’s also legal conveyancing, getting the right insurance, and renovations included in the process.
“There are so many other things that can cause stress,” she said. “Just a lot of moving parts before you can actually settle into your new home.”
“The many processes of a property transaction can be quite a handful. So I wish I had known about Ohmyhome back then. I would have engaged their agents because they come with a team I can trust. Basically, professionals who take care of everything.”
Take it from Jamie herself, folks. Having a team who will take care of everything for you — from shortlisting properties that match your preferences and needs, to helping you with your finances, legal conveyancing, documentation, and basically everything else that Jamie mentioned — can take the stress off of what should be an exciting journey.
At Ohmyhome, that’s exactly what we aim to do. So we have partnered with the best in the industry, such as reputable financial institutions, lawyers, and even insurance providers, to ensure you get everything you need to make your dream home yours and enjoy the process through it all.
The best thing about having us on your side is, when you engage an Ohmyhome Super Agent, you’ll also get the support of the whole company: 5 Relationship Managers, 11 Marketers, 24 Tech & Web Experts will also be on your side to help sell your home. And if you have any questions, our Relationship Managers will have an answer for you in less than a minute.
So don’t hesitate to contact us via our Live Chat, Whatsapp, or fill up this form, and book a free consultation with our knowledgeable and experienced in-house agents who have a track record of transacting more than 70 homes every year.