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How to Use the Ohmyhome App to Buy Property During COVID-19: DIY, Virtual Home Tours & Financial Calculator

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Update as of 15 May 2021: A version of this article was previously published during the Circuit Breaker period, and we understand that the government’s new Covid-19 rules from 16 May to 13 June are similar but not equivalent to those times. As such, we have edited the article for relevance.

With lockdown measures constantly changing, property buyers—even sellers, landlords, and tenants—are left wondering if they can still proceed with property transactions in these unprecedented times. 

We’ve seen it happen these past few days as the Singapore government adjusted the Covid-19 rules into tighter and stricter measures, in response to the rising community cases.

One notable rule that may affect property transactors is the group-size rule:

Reduced group size from 5 to 2 people

The permissible group size went from five to two in a matter of days as more Covid-19 cases were reported. This cap also extends to two household visitors per day.

Singapore’s multi-ministry task force on Covid-19 also requested for the public to seriously limit their overall number of social gatherings to not more than two a day, be it meeting friends or relatives in a public place. 

This new Covid-19 rule, along with others, will take effect from 16 May 2021 until 13 June 2021.  

What does this mean for you?

If you are in the process of selling, buying, leasing, or renting, you can expect most house viewings and meetings with your agents to return online once again.

But don’t worry, Ohmyhome has online solutions to your property woes.

Though the Council for Estate Agencies (CEA) has yet to announce anything regarding house viewings and agents meetings, Ohmyhome is taking all precautionary measures to ensure the safety of our clients and our team of Super Agents.

That means strengthening our online solutions to assist you in your property journey remotely. 

Introducing the Ohmyhome App and Ohmyhome Website

Fortunately, both the Ohmyhome app and site are equipped to handle DIY property transactions, virtual home tours, virtual home viewings, and even financial planning.

If you are not familiar with what Ohmyhome can offer you at this crazy time, here is a compilation of all our unique features that will solve your property transaction woes. 

An Overview of How to Use the Ohmyhome App to Buy, Sell, Rent, Lease Property During Covid-19 

DIY Your Property Transaction– Get a Journey Guide for a step-by-step breakdown of what you need to do for any type of property transaction. 
– Save on an agent’s commission fee and maximise your profit gains.
– Search thousands of listings in one place.
Looking For a Home? ShoutOut Your Property Needs For Free– Get matched with your property needs by posting your budget, preferred location, home size, and home type.
– Communicate directly with buyers, sellers, tenants, and landlords.
3-in-1 Financial Planning Calculator– Find the best home loan rate using the monthly repayment calculator.
– Calculate the amount required to buy a flat inclusive of cash and CPF savings, CPF Housing Grants, and the housing loan you can secure.
Video Home Tours– View homes while social distancing from home sellers’ personalised video tour, complete with descriptions and explanations of the different features of the house. 
– Request a live video tour to clarify any doubts you may have or to enquire further about the house.
– Our Super Agents also have a library of video home tours for all their listings to strengthen their listings’ marketability, and to facilitate home tours remotely. 

1. DIY Your Property Transaction

Did you know that over 30% of transactions in Singapore are DIY? DIY property transactions are becoming increasingly normal these past few years with the birth of Ohmyhome and the advent of technology. Today, finding a home or a tenant is as easy as swiping right on a dating site to find a match.

So if you are already in the process of buying, selling, leasing, or renting a property or a room, you can continue to do so even with the tighter social gathering restrictions. 

Dive Deeper: Top 3 Things to Remember Before You Buy, Sell, Rent A Home Without A Property Agent

Ohmyhome’s free mobile app is equipped with a Do-It-Yourself (DIY) function that allows you to transact your property without an agent. There’s a Journey Guide you can follow, detailing a step-by-step breakdown of what you need to do for any type of property transaction. 

Ohmyhome’s DIY route is an arsenal of tips and links to the Housing Development Board (HDB) websites as well as other resources to help you complete the process successfully. These resources are curated by our Super Agents to ensure that you make informed purchase decisions as if you were guided by a property agent. 

With a DIY transaction, you can save on an agent’s commission fee and maximise your profit gains as a seller or landlord.

Meanwhile, if you’re a buyer or a tenant, there are thousands of listings to choose from on the Ohmyhome app.

The Ohmyhome app allows you to search through thousands of listings all on your own, with an exclusive function unique to Ohmyhome that lets you sit back and relax while the right home magically get matched to you

And that function is…

2. ShoutOut Your Property Needs for Free

ShoutOut is a feature in the Ohmyhome mobile app that instantly gives you what you need. 

As a home seeker, you can post a ShoutOut on the app with the specifications—your budget, preferred location, home size, and home type—for your ideal home. 

Then, an algorithm will sieve through thousands of property listings to find the home that best matches your specifications. 

You will be immediately alerted about a match via email or in-app notification. 

It’s the ultimate time-saver; no need to stress yourself out and scour endlessly property websites or worry about competition from other buyers.

So simple, so easy! 

3. 3-in-1 Financial Planning Calculator

Financial planning is crucial to the success of your property transaction. But with a myriad of mortgage loans out there, how can you find the best loan rate? One that matches your budget, credit, and ability to pay the most? 

Ohmyhome’s in-app financial planning calculator will do the trick.

It instantly assesses your financial situation and shows you whether the property you are considering is within your budget. It efficiently calculates the amount required to buy a flat inclusive of cash and CPF savings, CPF Housing Grants, and the housing loan you can secure.

The monthly repayment calculator also streamlines the process of comparing loan rates. So say goodbye to calling various banks to inquire about their specific rates: simply explore the best mortgage rates, all in one place, on the Ohmyhome app.

By using the Ohmyhome app, you can now choose your preferred listing and review the projected monthly repayment amount with ease. 

4. Video Home Tours

With the tighter Covid-19 rules effective last Sunday (16 May), household visitors are down to two a day. This cripples your chance to emotionally and physically connect with the home you’re considering. It may even cause some confusion to sellers and landlords who are less tech-savvy to navigate online meeting platforms or virtual home tour videos. 

Ohmyhome’s virtual home tour feature will take you through your potential dream home in the comfort of your own home. You can view homes while social distancing as home sellers can record a personalised video tour, complete with descriptions and explanations of the different features of the house. 

You can view homes while social distancing as home sellers can record a personalised video tour.

On top of these pre-recorded tours, you can also request a live video tour to clarify any doubts you may have or to enquire further about the house.

Our Super Agents also have a library of video home tours for all their listings to strengthen their listings’ marketability, and to facilitate home tours remotely. They are also equipped with online tools and resources to continue assisting you in your property transaction while practising social distancing. 

You may have experienced this before during the Circuit Breaker period, or this may be your first time having to consider online options for your housing journey. Whatever the case may be, trust that Ohmyhome is here to walk you through every step of the process. 

We are constantly updating our technology and streamlining our processes to simplify our agents’ work and your property transaction. 

Call us at 6886 9009 if you need to buy, sell, or rent a property amid the tighter Covid-19 rules!

If DIY is too much work for you, look no further for an agent. Trust us, we have the best agents because we are no ordinary company. We’ll match you with one of our Super Agents and, together with our company, we will guide you through the whole process. 

If you have further inquiries regarding property transactions during COVID-19, check out our FAQ page for more answers to your burning questions.

Need a professional to assist you with your property transaction? Talk to our in-house agents.


Originally written by: Syasya Nur | Edited by: Maelyn Lagman

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Your one-stop guide for must-know HDB tips

get an agent

Buy with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

Do it yourself

Browse New Launch Condos

Find new units for sale

Browse Resale Properties

Download the app and speak directly to sellers

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Calculate required tax for selling

Calculate Buyer’s Stamp Duty

Find the amount payable when buying

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bUY OVERSEAS

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Download the app and connect with buyers

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Find the amount payable when selling

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Download the app and connect with tenants

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