If you usually log into HDB’s My Flat Dashboard to buy or sell a home, you may notice that the HDB Calculator is sometimes down. A Reddit user posted a complaint after trying to check their budget and got a notice that the HDB Calculator was being updated to ‘include the latest policy changes’.
When an official property tool like the HDB Calculator is not working, where do you turn to for the information you need? It’s not like you can put off something as time-sensitive and life-altering as buying or selling a home.
When it comes to the sale of your home, getting inaccurate data can be a costly mistake. To avoid this, Ohmyhome has built proprietary technology, making transactions easier, simpler, and faster.
Meet HomerAI by Ohmyhome, your next-generation Home Ownership & e-Valuation Report AI tool. It’s designed to provide you with the most crucial insights on your home, including your home valuation, potential cash proceeds, and past transactions in your area.
Why HomerAI Is the Best HDB Calculator Alternative
Research Like a Qualified Agent
HomerAI empowers you to make smarter home-selling decisions, starting with your own property research. The tool is free and easy to use; you can connect your home via Singpass, and all the details you need will be provided in less than 60 seconds. With HomerAI, you can:
- Get an Accurate Home e-Valuation: Instantly find out your home’s estimated value.
- Analyse Property Market Dashboards: Check past transactions in your area, including recently sold and rented homes. You’ll find a summary of transactions comprising data such as the average sale price of homes sold within 1km of your property, within your cluster, and on your block. You can also see the lowest and highest transaction prices in your area.
- Track Historical Price Trends: Understand how property prices have been moving to inform your selling strategy.
- Ask HomerGPT: Instead of performing manual research, you can simply ask HomerGPT a question like, ‘What are the top 10 new launch condos for sale that I can afford upon selling my home?’ Within minutes, it will provide you with a list of projects worth your consideration.
Master Your Finances With Reliable Calculators
When an official property tool like the HDB Calculator is not working, it can disrupt time-sensitive decisions about buying or selling an HDB flat. HomerAI is a reliable alternative, complete with three financial calculators that provide an estimate of your HDB sale proceeds, affordability, and mortgage payments.
Affordability Calculator
With the Affordability Calculator, you can figure out how much you can comfortably afford for your next home. It factors in things like your age, citizenship, outstanding home loans, and stamp duties. HomerAI doesn’t just help you stay within your budget; it also ensures you understand what costs you’ll need to cover upfront.
Mortgage Calculator
If you’re considering taking out a loan for your property purchase, the Mortgage Calculator is your best friend. It will help you determine your monthly mortgage payments across different plans and interest rates. You can use this to compare multiple mortgage packages and find one that suits your financial situation.
Cash Proceeds Calculator
Finally, the Cash Proceeds Calculator comes into play when selling. It helps estimate how much cash you’ll actually receive after deducting any outstanding loans, CPF refunds, and fees from your sale price. This way, you can confidently plan your next steps, whether you’re thinking of using it for your next property purchase or other life goals.
Connect With Genuine Buyers
Looking to sell your resale HDB flat or condo but worried about finding interested buyers? HomerAI can help you discover who your potential buyers are, their budget, and when they intend to move in — all before you even list your property for sale.
Ready to sell your home? We’re ready to help.
Schedule a consultation with one of Singapore’s top agents.
Ready to sell your home? We’re ready to help.
Schedule a consultation with one of Singapore’s top agents.
Ready to sell your home? We’re ready to help.
Schedule a consultation with one of Singapore’s top agents.
Ready to sell your home? We’re ready to help.
Schedule a consultation with one of Singapore’s top agents.
Ready to sell your home? We’re ready to help.
Schedule a consultation with one of Singapore’s top agents.
This is done through MATCH, an algorithmic intelligent tool that aggregates different profiles into a qualified buyer pool. Only those with a valid HDB Flat Eligibility (HFE) letter or an In-Principle Approval (IPA) from the bank are sent property listings, ensuring that you only deal with genuine buyers.
There are about 100,000+ potential buyers in the MATCH database, and on average, about 20 are matched with a property listing. This provides two main benefits:
- Sell your home quicker: Instead of waiting for enquiries to trickle in, you can proactively engage with potential buyers who have already expressed interest through HomerAI’s matchmaking system. Having a pool of interested buyers can expedite the home-selling process, saving time and increasing chances of securing a favourable deal.
- Get greater negotiating power: Having a list of potential buyers gives you greater negotiating power. By knowing the preferences and budgets of interested parties upfront, you can tailor your marketing strategies and pricing accordingly.
The Extra Benefits of HomerAI
What makes HomerAI stand out is how intuitive and user-friendly it is. All your calculations are automatically saved, so you can easily revisit and update them as your circumstances change. The interface is clear and easy to navigate, and the AI ensures you’re getting the most up-to-date and accurate estimates possible.
Plus, because it’s all AI-powered, it saves you from having to manually input tons of data into spreadsheets or worry about whether you’ve missed a crucial detail.
Sell Smarter and Faster With HomerAI
When the HDB calculator isn’t working and you’re left wondering how to plan your finances, don’t fret — HomerAI has you covered. From affordability checks to calculating cash proceeds and mortgage payments, this AI-powered tool will ensure you’re always on top of your home-buying or selling game, leveraging the power of data.
If you need help, Ohmyhome’s Super Agents can contact all your buyer matches, arrange viewings, and negotiate the best selling price on your behalf, ensuring you have expert guidance throughout the transaction.
+65 9755 9283 
hello@ohmyhome.com 
