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Enhanced CPF Housing Grant (EHG): Eligibility Requirements Checklist

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Recent news about the newly Enhanced CPF Housing Grants (EHG) inspired home sellers of old flats since more potential buyers may consider buying flats with a remaining lease of 20 or more years.

EHG also caused excitement for buyers who were previously discouraged to buy flats in mature estates like Ang Mo Kio or Queenstown or those whose income ceiling exceeds $8,500.

It’s time to rejoice for those who want to buy 4-room or bigger flats but were previously restricted by Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG) requirements.

Considering these flexible eligibility requirements, it’s safe to say that the all-new EHG won’t be called ‘enhanced’ for nothing. The next question is, are you eligible? Find out through this handy EHG eligibility checklist!

EHG Eligibility Requirements Checklist:

If your answer is yes, check the box next to the question.

Eligibility Questions Yes
Previous Housing Subsidies 1. Are you and all other co-applicants such as your spouse/fiancé(e) and essential occupiers ALL first-timer applicants?
Household Income 2. Does your average gross monthly household income for the 12 months before your flat application not exceed $9,000?
Employment 3. Are you and/or your spouse/fiancé(e) employed at the time you submitted the flat application and have been continuously employed for the 12 months prior to the flat application?
Home Ownership 4. Do you not own either: Private residential property (including privatised HUDC flats and ECs), house, building or land whether locally or overseas, or have disposed of any such properties in the 30 months before your new flat application?
Remaining Lease 5. Does the flat have a sufficient lease of 20 years or more?

Did you check 5 out of 5 questions? If yes, congratulations! You are eligible for EHG.

enhanced-cpf-housing-grant-ehg-eligibility-requirements-checklist

Resale flats have a certain charm, but you need to ask yourself, “Will your flat last till you’re 95?” Keep in mind that if your flat fails to meet the sufficient lease to cover the youngest buyer to the age of 95, your EHG subsidies will be pro-rated.

Ready to find out the grant amount you are eligible for? Our experienced agents can assist you with affordability calculation, financial and timeline planning and more! Our HDB buyer agent service is at a fixed fee from $2,888 nett.

Call 6886 9009 to learn more now.

References: HDB, Gov.sg


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While the Information is considered to be true and correct at the date of publication, changes in circumstances after the time of publication may impact on the accuracy of the Information. The Information may change without notice and Ohmyhome is not in any way liable for the accuracy of any information printed and stored or in any way interpreted and used by a user.

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