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Braulio Giron Jr

Braulio Giron Jr

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It is once again the last month of the year, and as such, many employees have begun receiving their 13th-month pay. Often, having a significant amount of money immediately available to spend during the holiday season makes it tempting to splurge a little, and anyone is well-within their rights to do so given how hard they worked to earn that money.

However, one thing to be learned in 2020 is to be more prudent in spending and make sure that where our money goes is something that can help better secure our futures or at least get us through an emergency or a crisis. And when it comes to spending money with a purpose, there is arguably no safer investment than real estate.

Why invest it

Granted, a full 13th-month pay won’t cover the entire cost of an entire property, but it can possibly be enough to cover the down payment. And sure, acquiring real estate usually means having a mortgage-effectively even adding to the things you have to pay on a regular basis-but there are still many benefits you reap immediately from owning property even as you go about fulfilling your real estate loan obligations.

  • When buying a house or condo at the pre-selling stage, you’ll likely be getting it at a price lower than what it would have been had it been ready-for-occupancy. Enjoy having the property’s value steadily go up even as you are paying and/or waiting for it to be turned over to you.
  • If on the other hand you invest in a home that is already built and can be occupied, you also have the option of leasing it out and earning from the initial investment you’ve made and/or have your monthly mortgage paid for using the rent you earn.
  • Find your daily commutes inconvenient? Use your investment yourself and live in a place that is centrally located and accessible to key places like your office and even schools, retail centers, and healthcare facilities.

These are but a few benefits to property ownership which, of course, won’t happen if you don’t start investing today. Buying right now or not, part of your salary should go to the funding of your future property if you want to eventually get it, and this year’s 13th-month pay can prove to be a significant step towards that goal.

As mentioned, you’ll likely be taking out a home loan from banks or other private lenders, or via Pag-IBIG, to complete your purchase of a house or condo for sale in the Philippines, and having your 13th month included in the equation will play significantly in helping reduce the amount you’ll need to borrow-effectively help keep the interest you incur and the monthly payments you make to a minimum.

What and where to invest in

Approximately an entire month’s salary, especially when technically sitting as “extra cash”, is indeed a significant amount. It is understandable, however, if some still feel that it is not substantial enough to get the ball rolling on property ownership.

Expectedly, the way to go is to look for homes that are reasonably priced while still providing a great deal of value be it monetarily and/or in terms of livability. Some may assume ‘bang-for-your-buck” homes only exist outside the big cities, and they’ll be surprised because there are a number of great deals currently in the market that are centrally located.

Lessandra Verra Metro North

Located in Valenzuela City, Lessandra Verra Metro North is an ideal location for homebuyers who want to live or invest in property in the northernmost portion of Metro Manila and have relative access to locales like Bulacan and Tarlac. The area is also ideal for those who want to buy a home in Metro Manila but not quite be in the midst of the region’s hustle and bustle.

The Mediterranean-themed community features two and three-bedroom homes priced from Php3.2 million to Php5.2 million. Among the amenities one can enjoy when investing in a Lessandra Verra Metro North home is access to a swimming pool, basketball court, and clubhouse, as well as having round-the-clock security.

Avida Towers One Union Place

On the south side of Metro Manila, on the other hand, is Avida Towers One Union Place. Located in Taguig, the condominium development is relatively easy to get to and from key business districts such as Bonifacio Global City, and Ayala Avenue in Makati. Part of the larger Arca South enclave, many existing and soon-to-open establishments are also within distance.

For buyers interested in buying a condo for sale in Taguig, Avida Towers One Union place features a studio and one and two-bedroom units that range from Php2.5 to Php7 million in price. Owners and tenants of these units, regardless of size, get to enjoy access to amenities that include adult and kiddie pools, a pool deck, a multi-purpose hall, and an indoor gym, among others.

Suntrust Kirana

For a truly centrally located property, on the other hand, property seekers can opt to buy a condo in Pasig City, such as those presently available in Suntrust Kirana. The low-density condominium community is located a mere 700 meters from the Pasig City Market, and is minutes away from key business districts like BGC, Ortigas, and Makati.

Featuring two-bedroom units priced for as little as Php3 million to only as much as Php5 million, Suntrust Kirana offers great value in terms of both living space and location. These, coupled with access to amenities such as a caban, clubhouse, basketball court, swimming pool, and even a wedding pavilion.

Want to see more properties on sale that can be worthy of your year-end pay? Visit Ohmyhome for the latest and greatest lots, houses, and condos for sale in the Philippines.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down the choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate Agents not only help in the shortlisting of options but also provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates.

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

For more information, please visit Ohmyhome online or download the Ohmyhome app.

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Buy

Sell

Rent

For Tenants

Lease

For Landlords

Articles

Buy

get an agent

Buy with an Agent

Dedicated experts at your service

FOR OFWS

Buy a Property in the Philippines

Come home to the property of your dreams.

Buying for Investment

While you’re away, we take care of your property investment.

Buying for Home Ownership

We help OFWs find their forever home.

DO IT YOURSELF​

Prefer to do-it-yourself?

Check out how our platform can help

Browse Resale Listings

Connect with sellers through our app

ARTICLES​

Steps for First Time Buyers

Like any new experience, buying a home for the first time is daunting.

Home Buying for Your Family

Make sure you’ve thought about these things before you decide to buy a house.

Get The E-Book

Sell

get an agent

Sell with an Agent

Dedicated experts at your service

do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Post a Listing for Free

Connect with buyers through our app

Articles

Factors Affecting Home Value

Know the factors that affect property value before you buy a home.

Mistakes to Avoid in Selling

Make sure you’re not committing any of these fairly small, common mistakes.

Passive Income from Real Estate?

Real estate generally appreciates in value and can also be rented out.

Sell Your Property Fast

This is how you can attract more homebuyers.

Get The E-Book

For Tenants

get an agent

Rent with an Agent

Dedicated experts at ayour service

ARTICLES

Renting vs. Owning

Either way, it’s much easier outside Manila.

House or Condo?

Both have advantages and limitations. Everyone has different preferences.

Do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Search or Post your home

Connect with landlords through the app

For Landlords

get an agent

Lease with an Agent

Dedicated experts at your service

ARTICLES​

Assessing Property Value

Of course, knowing your property’s true value is key to any great investment.

Home Staging Tips

With this checklist, you get a better chance of finding a long-term tenant.

Do it yourself

Prefer to do-it-yourself?

Check out how our platform can help

Search or Post your home

Connect with tenants through the app

Our Properties

By Developer

SMDC

Properties from the good guys.

Robinsons Land

Raise, live, and connect.

Moldex Realty

The gateway to ideal community living.

PIK

Russia and Europe's largest homebuilder

For Ofws

What we do for OFWs

Safely secure your dream home from overseas.

Buying for Homeownership

Connecting you with the top developers nationwide.

Buying for Investment

For a seamless and stress-free property investment.

LOCATION GUIDES​

Life in SYNC is a Life Well Balanced

A good home gives good shelter, but a...

Quezon City Community Guide: Why Invest in Property in ‘QC

Quezon City is the Philippines’ second...

Break from the Metro: Why Buy a 
Home in Antipolo

While some seek their faith in Antipolo...

Buy a Home in Lipa for a Break from the Big City

Lipa continues to emerge as a good...

Finance & Investments

Your Starter Guide for Investing in Homes for Sale

Buying a home is a major expense but...

Why Employers Must Invest in Employees’ Homeownership

Employees sign-up and stay with the...

How to Successfully Save for Your Dream Home

With how high property prices are, ho...

Rent or Own? Either Way, It’s Easier Outside Manila

Manila has always been one of the co...

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