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HDB Costs

Is your HDB resale earning you as much profit as you believe? Here are five things to deduct from your property sales proceeds when calculating profits. Outstanding Mortgage Loan – Any outstanding loan on the current flat will be deducted from the resale price, if sufficient. Otherwise, this balance amount has to be paid. CPF Monies Used- Any CPF amount used to purchase a flat must be returned with interest. However, flat 55 years or older, may be eligible for CPF refunds. Resale Levy- A resale levy will be charged if a flat is being sold to purchase another subsidised flat or Executive Condominium. Resale levy exemptions apply for those buying a Design, Build and Sell Scheme (DBSS) flat, an EC where land sale was launched before 9 December 2013 from a developer, HDB resale flat and private residential property. Upgrading Costs- This depends on whether you are the owner of the flat during the date in which the upgrade bill is issued. Upgrading Levy- After sales, the flat sold is in an upgraded precinct, an upgrading levy will be charged. You may be exempted if you are a Singapore Citizen who benefitted from the Main Upgrading Programme (MUP).

get an agent

Buy with an Agent

Dedicated experts at your service

Documentation Services

Leave the paperwork to us

Do it yourself

Browse New Launch Condos

Find new units for sale

Browse Resale Properties

Download the app and speak directly to sellers

RESOURCES

Affordability Calculator

Calculate required tax for selling

Calculate Buyer’s Stamp Duty

Find the amount payable when buying

How to Buy an HDB

A step-by-step guide to buying HDB

How to Buy a Private Property

A step-by-step guide to buying condo/landed

bUY OVERSEAS

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do it yourself

Post a Listing for Free

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Free Home E-Valuation

Know the value of your property in seconds!

Calculate Seller’s Stamp Duty

Find the amount payable when selling

How to Sell an HDB

A step-by-step guide to selling HDB

How to Sell my Private Property

A step-by-step guide to selling condo/landed

get an agent

Rent with an Agent

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do it yourself

Browse Rental Listings

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How to Rent an HDB

A step-by-step guide to renting HDB

How to Rent a Private Property

A step-by-step guide to renting condo/landed

get an agent

Lease with an Agent

Dedicated experts at your service

Lease Documentation

Leave the paperwork to us

do it yourself

Post a Listing for Free

Download the app and connect with tenants

RESOURCES

How to Lease my HDB

A step-by-step guide to renting out an HDB

How to Lease my Private Property

A step-by-step guide to renting out condo/landed

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From the desks of Rhonda & Race Wong

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