Charm de Leon: #Ready2Adult in a Time of Uncertainty

In as little as a decade or two ago, discussions about money were often met with discomfort. To some, it felt rude asking about another person’s finances, and boastful to discuss their own; while for others, talking about money and investment possibilities seemed moot because of the mindset that there’s not much left to save or invest after bills and taxes anyway.

Fortunately, times have changed, and more Filipinos–particularly the younger generation–have shown a willingness to not only discuss financial matters but learn and share as much as they can about growing wealth and attaining financial independence. Among those leading the way in this online era is Charmaine de Leon who, through Ready 2 Adult PH, shares her experiences and expertise about personal finance, entrepreneurship, and being a young adult.

Publishing content on an official website and channels like Youtube and Facebook, Ready to Adult PH was born mostly out of there not being as many people online talking finance and adulting in a local setting. According to the architect-turned-entrepreneur and finance director:

“Most of the adulting content that I consumed were all in the US context and I wanted to have that go-to creator for all things adulting and so I made one. I think the appeal is that I’m young, we often hear people saying to worry about these things ‘later’ and the fact that I’m talking about how we should think about these things in our 20s is…new?”

Meeting #InvestmentGoals in a pandemic

Like the rest of the world, “Charm” had seen abrupt changes in her life as a result of the ongoing Covid-19 pandemic. Among the immediate lessons she learned and observed with others is how investing has become more important and how our living spaces are as significant as ever.

“Due to the uncertainty of the pandemic, people are valuing the importance of investing more and preserving their hard-earned money.”

“A lot has changed. For one, my career has focused on content creation–which resulted in me moving to and valuing the importance of having my own room/my own space so I can film, work from home, sleep and wake up when I want to. Currently, it’s my desk in the middle of my room (that is my favorite spot in the house). I’ve become more productive and it’s allowing me to produce more content for my YouTube channel.”

Despite the numerous challenges brought on by the health crisis, investment opportunities still presented themselves, which in Charm’s experience led to another significant one to date.

Currently, I still live in our family home. But the property me and my fiancé got, a studio condo, is a property we plan to live in for just a couple of years before renting it out. Some things we considered are the location (of course), the amenities and accessibility to commercial spaces and services, and also it had to be pet friendly. We got it ‘for assume’ or ‘pasalo’ during the pandemic and we got it way below, what was then the market rate.

For those looking to reach their investment goals by way of buying a home under current circumstances, Charm advises that doing the needed research remains important, as well as investing with a purpose.

“The prices vary quite a bit during the pandemic because of a lot of ‘sacrifice sales’, so make sure you do your research well to make sure you’re getting a good deal. And don’t invest in something just because you see others do it. Make sure that you are investing in what’s right for you, your risk appetite, and your goals.”

#ReadyToAdultPH at home

Listening to Charm discuss investing and financial health, anyone would become curious as to what was the defining moment that welcomed her into adulthood and drives her in her current path. While she does exceptionally well in her work, the big realization for her isn’t as unprecedented and is actually one that is quite common among all of us. 

“Bills. Bills. And more bills. That’s when you know you’re ‘adulting’ when you have to pay for yourself already.”

Indeed, financial health is a great reason to ‘adult’, and since it can be overwhelming for both young and older people alike, many can benefit from following Charm’s lead, if at the very least when spending time at home during this era of limited travel.

“I’m super laidback at home, I love to watch YT videos and work.”

When asked about which between a house or condo Charm prefers, her answer, not surprisingly, was quite practical and, well, adult.

“I love both, actually. It depends on your needs like convenience, amenities, security, accessibility, etc, and also your goals like having a family, having to work in the city, having pets, plants, etc.”

“Personally, I would love to live in a condo in my youth and later on transfer to a house.”

To learn more about investments and personal finances from Charm de Leon, visit the Ready to Adult PH website and YouTube account, or like and follow Ready to Adult PH on Facebook and Instagram.

For more information on home investments and access to the best and latest home for sale in the Philippines, visit Ohmyhome online or download the official Ohmyhome app to conveniently access real estate information, tips, services, and property listings from almost anywhere with your smartphone.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate Agents not only help in the shortlisting of options but also provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates.

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.

Ohmyhome Philippines Launches Cashback Promotion

After years of serving as a full-fledged property platform catering to the home transaction needs of residents in Singapore, Ohmyhome expanded its services to Malaysia and the Philippines. Officially launching its Philippines website in October 2020, it has now been almost a year since Ohmyhome began offering its real estate services in the country.

As a lead up to the company’s upcoming first anniversary in the Philippines, and in line with its goal of helping Filipinos discover homes and property deals that get them the best value for their investment, Ohmyhome has launched the Ohmyhome Cashback Program for the benefit of all homeseekers buying a brand new home through the platform.

From September 9, 2021, onwards, those who buy brand new homes for sale on the Ohmyhome website or mobile app on their own or with the help of an Ohmyhome agent are eligible for the Cashback. Eligible homes include all properties listed on the platform, be it condos for sale located in Manila or houses and lots in places like Laguna or Cebu

The amount to be credited back to buyers is 2% of the total reservation fee plus 12 months’ worth of amortization for the property’s down payment. All buyers have to do is successfully make the consecutive payments for the first 12 months, and Ohmyhome takes care of the rest.

Why the Cashback?

Cashbacks or similar rewards programs aren’t a new concept in real estate and have been done by developers in the past to attract more buyers to their newly launched projects. A program that spans different locations, property types, and even developers/brands, however, is unprecedented and having more homeseekers get greater value from their property purchase no matter where or what type of home they want is the motivation behind Ohmyhome’s Cashback program.

According to Ohmyhome Co-Founder and Chief Product Officer Race Wong, sharing the company’s savings to the buyers will help them in acquiring the exact homes they want; “Due to our ability to negotiate favorable terms with developers and our efficiency of operations, Ohmyhome can pass back some cost savings to our customers in the form of a Cashback. This creates a smarter community of property shoppers, where you can save more on your purchase.”

The Ohmyhome Cashback applies to all homes for sale listed by all partner developers on Ohmyhome, allowing homebuyers to get rewarded while finding their dream home from any of the following developers (and future Ohmyhome partners):

Hassle-free qualification and payout

True to its aim to make property transactions as simple to do as possible, Ohmyhome has made qualifying and receiving payment from the Cashback hassle-free. As previously mentioned, the promotion began on September 9, 2021, and from that point onwards, anyone who has purchased a property through Ohmyhome is eligible for the Cashback.

Whether buying a pre-selling condo or a house and lot for sale, all homeseekers who purchase via Ohmyhome will be entitled to the 2% Cashback as long as they make 12 consecutive months of amortization payments and will receive their payout within 60 days after the 12th payment. In terms of needed documents, homebuyers need not do anything else beyond what they’ve already done when making a reservation for their chosen home.

Ready to find your dream home AND get more value out of your purchase by being rewarded with a Cashback? Connect with an Ohmyhome agent for complete assistance with getting the home buying and Cashback process, or visit Ohmyhome new properties page to view the latest house and condos for sale from the top developers in the Philippines.

Discover: The Best Properties to Buy at Different Budgets

To learn more about the Ohmyhome Cashback program, read about the complete mechanics, partner developers, and FAQs here.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in the shortlisting of options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts. 

Three Great Retirement Properties for Sale Near Metro Manila

When it comes to homes for retirees, what typically comes to mind for many are either beachside properties, a place on the farm, or homes simply located in the province. Some simply prefer the laid-back lifestyle afforded to them by a home far from the city–the peace and quiet they’ve duly earned upon their retirement.

Similar to how no two properties are the same, however, so too do the preferences of homeseekers. As much as there are those who’d like to enjoy their retirement far from the hustle and bustle of the busy city, there are also those who’d like at least around the metropolis to be near their families and friends and simply enjoy urban living even if they are no longer part of the “rat-race.”

If you consider yourself among the latter or have family or friends in search of a home for sale in or near Metro Manila that they can retire in or simply want to move to, the following are some properties presently listed on Ohmyhome Philippines that may fit the bill and more.

Tagaytay

One of the Philippines’ leading destinations for domestic tourism thanks to its scenery and cool climate, Tagaytay is a worthwhile place to settle in. It offers the “provincial peace and quiet” sought by many retirees, yet is comparatively close enough to Metro Manila for those who don’t want to live too far away as it is only 59 kilometers away via Aguinaldo Highway. 

Tourist and commercial sites in Tagaytay include the SM Sky Ranch, Ayala Malls Serin, Halfway Zoo, Robinsons Summit Ridge, Picnic Grove Complex, People’s Park in the Sky, Robinsons Summit Ridge, and the Mahogany Market. 

The component city’s popularity as a tourist destination makes it slightly more costly to live in compared to other similar locales, but the cost of fruits and vegetables is significantly less than compared to the metro thanks to Tagaytay’s vicinity to farms which the supply comes from. The green scenery, views of Taal Lake, and proximity to Laguna and Batangas also make the city something of a central location that is worth investing a property in.

Views of Tagaytay are best enjoyed in a condominium, even more so when it is centrally located and is easy to get to and from the aforementioned tourist and commercial sites in the city.

This one-bedroom condo for sale in SMDC’s Wind Residences is one such home. Fully furnished and equipped with air-conditioning and water heater, the unit is ideal for retirees who want a low-maintenance place that is within a community with comprehensive amenities, and in a city that is laid-back yet modern at the same time, and is easy to visit frequently for their family and friends who are based in Metro Manila.

For those in search of a little more room to live in, this two-bedroom condo for sale in Tagaytay Serin West is another option currently available in the city. The home is a viable choice for homeseekers who enjoy spending time outdoors. Among the low-rise development’s amenities are adult and kiddie swimming pools, children’s play area, and gardens and open spaces that are complemented by views of the Taal Volcano and the Batangas mountain range.

Antipolo City

On the northern borders of Metro Manila, on the other hand, is the province of Rizal, which is another popular place to live when wanting to continue accessing the National Capital Region but be in a place that takes on a little more of a relaxed pace and is a little bit more affordable to live in. 

Located just 26-kilometers to the east of Metro Manila, Antipolo–the capital city of Rizal–is arguably the best place to look for a home to retire in that is near the metro. Alternatively recognized as the “Pilgrimage Capital of the Philippines”, it is the location of many churches and cathedrals. In addition to the numerous religious landmarks are numerous cafes, overlooking establishments, and notable nature spots that make for the perfect retirement setting.

Another reason for Antipolo being a worthwhile place to invest in a home is its developable land. Compared to Metro Manila, Antipolo and the rest of Rizal have more developable land, providing home seekers with more house and lot options as well as the opportunity to build their dream home from the ground up on a vacant property. The newest among these houses and lots for sale are often located in gated communities and subdivisions, which give residences a secure place to live with walkable spaces and a number of amenities.

A great example of such a property is a four-bedroom house and lot for sale in San Jose Heights. A community located in Barangay San Jose in Antipolo City and part of the Robinsons East range of developments, San Jose Heights is within convenient distance to places like the Unciano Medical Center, SM Hypermarket, and Vista Mall Antipolo, among others.

Priced at Php5 million, the home offers great value through its four bedrooms, three bathrooms and fixtures, and parking space, to name a few. The home is an ideal place to move in not only for retirees but those who want to move to a large and affordable home that can accommodate their family or their need for room for a home office or remote learning space.

Discover more homes. Download: Best Properties to Buy for Different Budgets in 2021

These are but a few resale properties located in places surrounding Metro Manila. To get the buying process started on any of the aforementioned properties, and to receive expert assistance all throughout, connect with an Ohmyhome agent, today!

To view more homes for sale–be it those suitable for retirement, family use, or simply a property investment– and to get better more savings from via Ohmyhome’s 2% Cashback on all property purchases, visit the Ohmyhome website.

For convenient access to these as well comprehensive real estate tips, news, and services, download the Ohmyhome app.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate Agents not only help in the shortlisting of options but also provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates.

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.

Why Late in the Year is a Great Time to Buy a Home

If you’ve been thinking of buying a new home, you’ve likely already wondered when is the best time of the year to move forward with such an investment– among other considerations aimed at finding the best possible real estate deal.

Fortunately, continued advancement in technology has helped transform the way we do property transactions. Platforms such as Ohmyhome have made it easier than ever to discover deals on properties–no matter where it is in the Philippines or what time of the year it is.

However, considering the timing of homebuying can still prove advantageous, and you might find that the last few months of 2021–or most years, for that matter–is what brings some great value for money. Read on to learn why buying a home within the last few months of this year will be to your advantage, be it from a financial standpoint, being able to get the most out of what you pay for, and, even getting your money back.

13th-month pay

For some, the end of the year means receiving 13th (and sometimes 14th) month-pay and other similar bonuses. More often than not, these are significant amounts, to the tune of at least a month’s worth of salary. While these are commonly spent on holiday expenses, this “extra” income can also serve as a great jumpstart to property investment. Granted, hardly does a month’s worth of salary cover a home’s down payment, much more its full-on price. 

However, a bonus salary or 13th-month pay is often more than enough to cover a few mortgage payments or at least cover most of the expenses associated with buying property such as documentary stamp and transfer taxes, or title registration and notarial fees. Spending your year-end bonus on a property investment is surely a greater use of your extra income instead of another holiday where it seems to just disappear. 


Read: Invest in Real Estate Starting with Your 13th-Month Pay


Lower property prices

While there may not be as many homes for sale listed towards the end of the year, the last three to four months are generally considered a good time to buy because of price reductions. Individual sellers whose properties haven’t yet sold tend to be more motivated as the holidays near and, similarly, larger realtors and developers are aiming to meet or surpass their sales targets–be it at the expense of offering their properties at slightly lower prices.

Granted, it isn’t favorable to literally wait at the last few weeks or final month of the year before buying, as the purchase may take longer to close due to the holiday season. In addition, listings tend to be limited during the later months of the year, and buying at the last minute commonly entails having to work with not as many property options.

Favorable interest rates and terms

According to the Bangko Sentral ng Pilipinas (BSP), home loans granted in early 2021 for all types of new housing units in the Philippines contracted by 32-percent compared to the fourth quarter of 2020. As a result, banks have continued adjusting the terms and other aspects of their housing loans to encourage borrowing, which has been helped by the BSP keeping overnight deposit and lending rates at 1.5% and 2.5%

This alone has made 2021 an ideal time to buy a home despite the pandemic. However, health crisis notwithstanding, lenders also typically offer up various promotions during the final few months, both as a means to, again, meet or surpass their business targets for the year and to compete with the year-end promotions being offered by other lenders. 


Read: Halfway Through, and 2021 Remains a Good Time to Buy a Home


Year-ending promos

In the Philippines, “‘tis the season” as early as September. From a commercial perspective, the early celebration of the season means a multitude of holiday and year-end promos, with homes for sale and real estate financing being no exception. While these “extras” are meant to have you buy or borrow now rather than later, they can work to your advantage too when you find the promo that is right for you.

Homebuying promos can range from waived processing fees, extended payment terms, or even be in the form of discounts or freebies on other things that coincide with your purchase of a home, such as the purchase of brand new appliances or a subscription to internet services. Of course, among the most advantageous is when you can lower what you spend or, in other instances, get some of your money back:

The Ohmyhome Cashback Program

Launching on September 9, 2021, the Ohmyhome Cashback is an unprecedented program in local real estate that will give homebuyers acquiring property through Ohmyhome the opportunity to make back a portion of what you spend on your property purchase.

For more information on the Ohmyhome Cashback Program and updates on its launch, make sure to follow Ohmyhome on Facebook and Instagram and subscribe to Ohmyhome by visiting the website and/or downloading the Ohmyhome app.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in the shortlisting of options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts. 

Landisco Partners with Ohmyhome to Promote Green Homes and More

Quezon City-based real estate developer Landisco Corporation has partnered with Ohmyhome Philippines for the promotions of their current residential developments. Among these is Melton Townhomes in Binangonan, Rizal.

A gated, low-density community located in Barangay Tagpos, Melton Townhomes is particularly notable for its stylish three-bedroom townhouses and for being a low-density green space that effectively uses renewable energy. Prime units in Melton Townhomes are equipped to run on solar energy, giving further value to homeowners who want to live in a cleaner environment and want to save significantly in utility expenses.

Keeping to its commitment to building stylishly designed, private, gated, and fully-fenced neighborhoods that are within proximity to everything homeowners need, Landisco is also looking forward to launching new projects soon, especially in its favored location of Rizal.

While only 26 kilometers east of Metro Manila, the province offers an immediate change of pace from the capital region. Municipalities like Binangonan and others in Rizal have an abundance of wide-open spaces that makes one feel as if they are much farther than they are from Metro Manila.

And with more developable land comes a wider variety of residential options for Landisco to offer, making homeownership a greater possibility for Filipinos who will have not only a viable location to live in at Rizal, but also a residence that meets all their needs and more.

Established in 2010, Landisco is still relatively new in Philippine real estate. Despite operating for only over a decade so far and not yet garnering the name recognition of longer-termed developers, the company has had a significant impact on the market, offering low-cost high-value homes in a relatively modest period. It is this consistency that has made it a suitable partner for Ohmyhome.

“At Ohmyhome, one of our goals continues to help every Filipino discover the home for them,” shares Ohmyhome Philippines Account Manager Cielo Dumlao, “and this partnership with Landisco allows us to give homeseekers using our website a worthy option for their investment.”

It is important for us to have Landisco as a featured developer on our platform,” adds Ohmyhome Philippines Marketing Manager Julian Sison, “because not only are their projects situated in some of the most in-demand places in the country, but because they line of homes vary, and the communities they have built features options for a wider range of homeseekers.”

Interested in what Landisco currently offers in the market? Visit Ohmyhome for the latest Landisco homes for sale, or connect with an Ohmyhome Agent for detailed information and/or to start the home buying process.

For convenient access to these and other house and lot or condo for sale listings and real estate information in the Philippines, download the official Ohmyhome app.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in shortlisting options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes while ensuring each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.

The Basics of Growing Wealth Through Home Buying

Buying a home in the Philippines for the first time–or even the second, third, or nth time afterward–can be an overwhelming process. After all, there are so many steps to take, tasks to complete, and requirements to fulfill, and it is understandable why many of us become anxious about the possibility of making an expensive mistake.

Indeed homebuying can be complicated, but it is also one of the most worthwhile purchases you can make, particularly as an investment to earn from both now and in the future. 

To help demystify the process so aspiring homebuyers can get the most out of their purchases, Ohmyhome CEO and Co-Founder Rhonda Wong joined the recently concluded Financial Literacy Summit 2021: Generation Investors to share a few homebuying basics that are helpful to know for both attaining homeownership and building wealth along the way.

Save up for an INVESTMENT property

Among the first tips shared by Rhonda, is how it is beneficial to take on an investment perspective when saving for and eventually buying property. 

As many only really look into home buying when looking for a new place to live, Rhonda shared how this leads to missing the opportunity to earn from rental income and/or property appreciation from investment properties. 

Then, more often than not, homes bought for living-in or ‘own-stay’ are later on sold in favor of an upgrade anyway.

“One of the mistakes that people make is putting all their money on their own home, But what happens when doing this is, usually, most of us don’t buy the most luxurious or biggest home on the very first purchase anyway. Then, when our family grows, we still end up having to buy a new property (to meet our changing needs).”

To invest in property early and successfully, Rhonda drew on her own experience of living with her parents and then renting for some time to save money for investments and recommends keeping things simple at the start of one’s career and independence.

”It may be better to sacrifice at the start and stay in a simpler place while putting aside the savings for an investment property.”


Read: Your Starter Guide for Investing in Homes for Sale


Choose a location based on a property’s purpose

“Location, location, location.” Cliche as it seems, where a property is located is paramount in determining if it is the right home to buy and/or the right investment to make. For Rhonda, answering the question “where should I buy a new home” is determined exactly by the purpose of the property.

“When using the property for an own-stay or to live in, we look at proximity to locations that are important to us. One of the key things that are important to a family that has children is usually where are your children’s schools? You don’t want to live too far away because you want them to be able to travel back and forth safely.”

“You also want to look at where you’re working. So if your work location is quite a distance away, ‘are you taking public transport?’, ‘do you need to be near public transport?’, ‘are you driving?’, ‘which is the best route to your job so that you don’t get stuck in traffic every day?’. These are very important to think about because what we have that is most precious in life is time. So if you can save your time by being in a location that allows your children to get to school and you and/or your spouse to get to work conveniently, then that is a good place to start.”

“If you’re looking at a home from an investment standpoint, first start with how much of a monthly payment you can make, and then narrow it down to the properties that can fit within that budget. Then from there choose (which properties are in) the location which is both easy to rent out and also has high potential in capital appreciation.”

Buy property even when continuing to rent

Another question often asked by homeseekers is whether it is better to buy or rent a home. Common sense dictates that it is better to pay for something you’ll own as opposed to paying for something you never will, so homeownership is often regarded as the better choice. 

Understandably property prices aren’t always the most favorable in the places we want to live, forcing us to rent. According to Rhonda, renting in one place can be an effective way to save and invest in a home in another place.

When I was younger I rented for a long time because I wanted to keep all of my earnings and savings for investments. The reason is that one of the biggest chunks of wealth that you can build is really from property appreciation, where if you buy at say Php10 million today you hope to sell at P12-13 million in the future. 

That is the fastest way to make more wealth, compared to only saving from your monthly income. So, even if you continue to rent, if your rent is affordable (and less) than the rental income you can get from an investment property, then I suggest that you invest your earnings in a property even if you won’t live in it.

She further elaborated, however, that if one can buy a place that is in the place one also wants to live, then buying is also the best option as it will provide an investment and stop the need to pay rent.

“If you can only have one property and you’re considering that instead of renting you’ll use the money you’re paying for rent to buy a property, that still makes sense. Why pay rent for a property that is not yours when you can turn that money into property that is yours.”


Download: Best Properties to Buy at Different Budgets


Indeed, there is more to home buying than merely buying a place to live. Property is surely among the largest purchases most of us can make, and it stands to reason that we gather as much real estate information we can to make sure that it serves as an investment that is most beneficial to us. 

To learn more about growing wealth through the basics of home buying and other real estate-related advice and information, visit the Ohmyhome website or follow Ohmyhome on Facebook and Instagram for more tips, and supplemental content and schedules for upcoming talks and summits from Ohmyhome CEO Co-Founder Rhonda Wong and the rest of the Ohmyhome team.

For easy access to the latest home for sale listings across the Philippines or to conveniently connect with trusted real estate professionals, download the Ohmyhome app today.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in the shortlisting of options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts. 

Discover the Right Home for You in Las Piñas

Although the price and the type of home are easily among the top considerations most make when buying a new place to live, location almost always emerges as the deciding factor when finally making a purchase.

Indeed, it stands to reason why where the home is located is of the utmost importance. Be it the safety of a neighborhood; proximity to the office, school, and other key areas; or even the potential of the property to increase in value over time; all revert back to where the home is.

Understandably, given that buying a home is a significant expense, most of us want to cover all our bases. Apart from getting to live in a locale we think is best for ourselves and our families, we also want it to be exactly the type of home we want and have it fit our finances. Unfortunately, this is easier said than done. 

More often than not, the most ideal locations are also the most in-demand and most populated. Metro Manila, for instance, is home to three of the top business districts in the country, with many living–and wanting to live–in its cities like Makati and Taguig. Due to the lack of developable land in these areas, home options in these places are understandably both limited and costly.

Fortunately, there are nearby locations that can provide a wider range of options that are comparably more affordable. Among these is the city of Las Piñas.

Finding the exact home you want in Las Piñas

While officially part of Metro Manila, Las Piñas is comparably less busy and less populated than the bigger name cities in the capital region. Its greater amount of open spaces combined with its proximity to the previously mentioned central business districts makes it a place worth considering when aiming for a home that is more affordable but also not wanting to live too far from Metro Manila.

Condos for Sale

While Las Piñas takes on a comparatively more relaxed pace than most of Metro Manila, it is still part of arguably the Philippines busiest region, and as such similar features homes built living a dynamic urban life.

Like the rest of the National Capital Region, condos for sale in Las Piñas are among the most readily available options. These types of homes are, after all, usually developed to both caters to the needs of commonly large urban populations, and to also make living spaces affordable in markets (cities) where homes and land, in general, are costly.

What differentiates buying a condo in Las Piñas from buying in other places in Metro Manila is that it is not only slightly more affordable buying here than buying in cities like Makati and Taguig, but the city’s landscape presently also accommodates a wider range of properties. This means being able to choose to live in midrise and highrise condominium communities, the latter of which is more typical in busier cities.

A good example of the former that is currently available on the market is South Residences by the SM Development Corporation (SMDC). Part of the SM Southmall Complex, South Residences is a definitive highrise community in that it is centrally located and almost everything one would need is within reach–be it the amenities within the community itself or the different retail establishments and transportation terminals that are just right outside of it.

Life in a high-rise home would not be complete without views of the city, and at South Residences, homeowners have a great look at the Las Piñas City landscape within their studio or one- or two-bedroom units.

Of course, not everyone is eager to live in a highrise and, as mentioned, one of the main reasons many choose to live in Las Piñas is to be in a place that is comparatively less urban than most of Metro Manila. With that, mid-rise condos are often an ideal choice, given these are priced similarly to high-rise units but are in communities that are less dense and have a little more open spaces with the key trade-off being they are not as centrally located.

A notable mid-rise community to buy a condo in Las Piñas is The Hermosa COHO. A project from COHO by Vista Land is a resort-inspired condo development tucked away in the Pulang Lupa Uno area of Las Piñas. The 2.9-hectare project features three residential buildings set within a walkable community that has its own commercial establishments as well common amenities like a swimming pool, function hall, and fitness gym.

Featuring studio and one- and two-bedroom units, The Hermosa COHO is a suitable choice for young families who spend a significant amount of time outdoors but don’t want to go too far away from Metro Manila to get it.

House and lot for sale 

With Las Piñas having slightly more developable land than most of the other cities in the region, houses and lots are expectedly among the most common places to live in the city and are arguably the reason why many consider buying a home in Las Piñas.

However, given that Las Piñas is part of Metro Manila, house and lot values in the city are in no way low, although they are slightly more affordable and more available. As it has both a good number of existing subdivisions and gated communities, there continues to be an extensive selection of houses and lots for sale in Las Piñas to choose from.

Among the more exceptional of these properties are the homes in Portofino. Developed by Brittany Corporation, Portofino is a 300-hectare Italian-inspired exclusive gated community featuring European-styled homes and distinctive courtyards complimented architectural details such as cupolas, gabled roofs, and pocket gardens.

Portofino’s Las Piñas location has it almost bordering the city of Muntinlupa, making key business and commercial locations like the Madrigal Business Park, Alabang Town Center, Asian Hospital and Medical Center, and nearby educational institutions like De La Salle Zobel, Paref Woodrose School, and San Beda College Alabang, among others, within convenient reach. 

An expansive estate, Portofino features residential enclaves that each have their distinct community and architectural features. Among the latest of these to be developed is The Amore at Portofino, a community that adheres with the same level of excellence and quality as the other Italian house and lot communities in Portofino, but with properties that are at a slightly affordable price range. Exclusive to the enclave is the cluster, an assemblage of 4 single-detached homes with a charming common driveway and pocket garden.

Among the amenities in The Amore at Portofino are an Italian-inspired swimming pool, basketball courts, jogging path, playgrounds, outdoor activity area, and a grand ballroom large enough for 300 people.

These are but a few of the homes for sale in Las Piñas. As the city continues to see more development, more will likely become available in the market. For professional recommendations on the residential options that are currently available in the city and receive complete assistance in acquiring a new Las Piñas home, connect with an Ohmyhome agent, today!

For a quick look at some of the top homes for sale currently on the market, download our e-book, Best Properties to Buy in the Philippines for Different Budgets in 2021

To conveniently access the latest home for sale listings and real estate information in the Philippines, download the Ohmyhome app.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in shortlisting options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes while ensuring each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.

Be at Ease and Feel at Home on the New Ohmyhome.com

After a couple of months of hard work and testing, Ohmyhome Philippines is proud to announce the launch of its new and improved website. Aimed to make property transactions even easier for Filipinos, the new website is designed to give a more intuitive and user-friendly experience whether one is buying, selling, renting, or leasing a home, or requires reliable real estate agent services.

What’s new?

The Ohmyhome website’s vastly improved user experience is anchored by its new mega menu, which allows users to know exactly where to find what they need–be it new listings of houses and condos for sale, selling your property with the help of an agent, or do-it-yourself tools that allows you to complete property transactions all on your own and for free.

Extending the hassle-free user experience beyond Philippine shores, the new website also features sections dedicated to Filipinos overseas who would like to buy a home or make real estate investments in the country conveniently even when they are away. This is in addition to being able to switch between the Philippines, Singapore, and Malaysia Ohmyhome websites on the homepage.

Bringing people and the right property together

With thousands of listings on the platform and new houses, lots, and condominium units being added to the inventory regularly, Ohmyhome has long understood that going through the numerous options is a process in itself. With that, we’ve also continued to make improvements in our property matching technology to make it easy for property seekers and providers alike.

Through the algorithm on the Ohmyhome website, we help those looking to buy or rent a home narrow down thousands of choices to listings that specifically meet exactly what they want and need in a new place. Owners who list their homes for sale or rent on Ohmyhome, on the other hand, don’t have to wait too long to find potential buyers or tenants thanks to the website’s matching capabilities.

Of course, bringing people and property together won’t amount to much when the transaction can’t be completed. So, in addition to updated services, Ohmyhome has also added a mortgage page where potential buyers can receive a free consultation and complete assistance regarding making home loan applications. 

Real estate information right at your fingertips

The ease of transacting in real estate is the core of the Ohmyhome business. Along with fulfilling this through comprehensive digital solutions and expert agent services, our website is now designed to help users in making the most informed real estate decisions possible by way of news, insights, and other content that are created and curated to inform and entertain.

Between current trends in the local real estate market to expert tips and advice, news articles and other content are published on Ohmyhome regularly, allowing visitors to have a wealth of information conveniently available to them as they embark on their property journeys.

For a better look at the refreshed Ohmyhome Philippines website, or to explore the new and improved versions in Singapore and Malaysia, visit Ohmyhome.com today.

Conveniently access our suite of real estate solutions, services, and information from almost anywhere on your mobile device by downloading the official Ohmyhome app.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in shortlisting options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes while ensuring each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.

Pre-Selling Homes: Why It’s a Worthy Investment to Make

If a goal of yours has been to buy a new home, you’ve likely already been looking on websites like Ohmyhome and inquiring directly with real estate professionals for potential properties to buy. Throughout your search, you’ve surely also come across brand-new houses and lots  and condos for sale that are listed as “pre-selling.”

In a nutshell, pre-selling properties are those put up on the market for purchase long before their completion and are the exact opposite of ready-for-occupancy (RFO) homes that can be moved into immediately upon being bought.

While to some, buying a property that has yet to exist (save for the land it will be built on and its design) may seem unconventional, pre-selling homes also allow buyers to not only ensure that they’ll have a brand-new home in the future but also to enjoy a bevy of other benefits.

It’s ‘cheap’ now but will cost a whole lot more soon as it’s done

Among the most known benefits of buying a home at pre-selling is getting it at a significantly lower price than if it was completely built and fully furnished. The reason for the 30 to almost 50-percent drop in price is simply that, in the absence of the physical property, there isn’t that much which developers can market to buyers besides a low introductory price.

Buying a property that is far from ready can be a risk worth taking, not only if you want to buy at a low price, but also if you want your investment to grow quickly. Because more often than not, when the pre-selling home you’ve purchased is complete and is ready-for-occupancy, it also commands a ready-for-occupancy price that is a far cry from what you bought it for.

There are more options available

One downside to ready-for-occupancy homes is that, more often than not, a lot of them are already that–occupied. This means having to limit your choices to whatever homes are left available in a particular development, choices which others have already passed-up on and likely won’t quite meet everything that you need and want in a home.

Since pre-selling homes–and the community they’re in–are at the very early stages of development, many are available, leaving you with your pick of, well, the lot. Whether it’s a home with a front door or back yard facing a certain direction, a condo unit being located on a particular floor, or a house on a corner lot and has three bedrooms, you have a better chance of meeting all your specifics when you buy early.

It’s a solid investment

Given pre-selling homes’ low prices, it is a worthwhile purchase even when you don’t need a new home to live in. As mentioned, a pre-selling home’s value grows substantially from its introductory price once completed, which means you can sell it as soon as fully built and still make a significant profit.

If you’d like to keep the property a little while longer, it can also serve as a rental, allowing you to earn a passive income until the time you decide to sell the home or use it for yourself.


Read: Your Starter Guide for Investing in Homes for Sale


Discover pre-selling homes from the most reputable developers

Like with most other things for sale, there is also some risk that comes along with the different benefits of pre-selling homes. Among the most common is the chance that the developer completing the pre-selling home you purchased is unable to complete the project, leaving with you money that did not have the opportunity to grow as you waited.

This is one of the reasons why it is important to consider only buying from reputable real estate developers, who have proven track records of completing their projects on time deliver properties of the highest quality.

Granted, with so many new developers emerging and having a presence online, it can be difficult navigating your way to the numerous real estate options available. At Ohmyhome, we make it easy for you by partnering with the top certified property developers in the Philippines.

Our Ohmyhome real estate agents are also ready and able to go through the choices available, and since we work with multiple developers, you are assured that you are never limited to choosing from just one brand or project.

Ready to find and buy your next home? Visit Ohmyhome for the latest in pre-selling homes, or download the Ohmyhome app for convenient access to the latest listings and real estate information in the Philippines.

____________________________________________________________________________

Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in the shortlisting of options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts. 

Halfway Through, and 2021 Remains a Good Time to Buy a Home

The ongoing Covid-19 pandemic has undoubtedly taken its toll on the Philippine economy. Among the local industries that have been directly affected has been real estate, as the ongoing uncertainty resulting from the health crisis has resulted in lower demand in property due to investors becoming a little less willing to spend on residential and commercial spaces.

According to the Bangko Sentral ng Pilipinas (BSP), residential property prices in the country declined in the first three months of 2021. Based on BSP’s Residential Real Estate Price Index (RREPI), the prices of various types of new housing units in the country specifically lessened by 4.2-percent year-on-year. According to the Central Bank, this had mostly been the result of “subdued demand for residential properties amid the pandemic”.

Colliers International shared the same sentiments. The internationally recognized consultancy firm has projected that, as the economy in the first quarter contracted by 4.2-percent, rent for residential properties may shrink by 3.8-percent to Php684 per sqm. They see the recovery of property prices possibly beginning in 2022 at the earliest, but only depending on how quickly the Philippines economy overall also gets back on track.

Now’s the Time to Buy

As per the BSP, the lower real estate loans made during the first three months of 2021 were an additional implication of how demand for property slowed. The number of home loans granted in the first quarter of 2021 for all types of new housing units in the Philippines contracted by 14.7 percent compared to the first quarter of 2020 and by 32-percent compared to the fourth quarter of 2020.

As a result, banks have begun making adjustments to their terms and other aspects of the housing loans they offer in an effort to encourage borrowing and increase the number of loans they release. Experts say this has made 2021 an ideal time to buy a brand new home.

In their report, Colliers shared that serious real estate buyers should take advantage of the economic downturn by signing on to the longer-term loans being offered by banks at discounted rates and purchase real estate assets now when some developers are still reducing prices to fill up vacancies during this time of uncertainty.

After a significant decline in 2020, prices reportedly dropped by another 2.5-percent in the first quarter of 2021, while vacancies further increased to 16.3-percent after reaching 15.6-percent last year. An estimated 10,400 units are being projected to be completed in 2021, with many expecting vacancies reaching a record-high by the end of the year.

Finding the Home That Fits Your Needs, Preferences, and Budget

With an increasing number of options becoming available on the market accompanied by comparatively lower prices from years prior and favorable home loan terms, 2021 is indeed as good a time as any to buy a new home for sale.

Granted, purchasing property is easier said than done, and while home values and loan terms are lower, buying a house or buying a condo still involves a significant amount. It is understandable that if you had long been considering moving to a bigger and/or larger space but held off due to the uncertainty of the pandemic, and are now making sure you find a home that will provide your substantial value while on the market at a favorable price.


Find Some of the Best Properties to Buy at Different Budgets, Here!


At Ohmyhome, discover a myriad of pre-selling, ready-for-occupancy (RFO), and resale properties to choose from, with new homes being listed on a regular basis. Transactions are easy and can be done in full by way of the do-it-yourself (DIY) feature on the Ohmyhome app, and should you need professional assistance, Ohmyhome separates itself from other prop-tech companies by having an in-house team of real estate professionals that you can count on to help you throughout the entire property process.

To learn more about our services or view our listings, visit Ohmyhome or download the Ohmyhome app today.


Ohmyhome was launched in the Philippines in September 2020, following the company’s establishment of a tech team in the country in 2017. Ohmyhome was originally founded in 2016, and subsequently rose in Singapore as a leading PropTech solution and licensed real estate agency.

Ohmyhome expanded into the Philippines so that Filipino home seekers can have a real estate partner that they can trust to have their best interests at heart and can be relied upon to provide exceptional services throughout the entire property journey.

Featuring thousands of properties across many of the Philippines’ major real estate brands, Ohmyhome differs from other local platforms by going the extra mile and extensively helping buyers narrow down their choices and find the property that best suits their budgets, home needs, and lifestyle preferences.

The company’s Real Estate agents help in the shortlisting of options and provide professional services through the entire purchasing process. These include assistance in property inspections, negotiations, the finalization of the Conditions of Sale, deposit collection, the submission of property documents, as well as providing buyers regular updates. 

Ohmyhome helps Filipinos find their dream homes, all while making sure each real estate transaction is complete and is an efficient and enjoyable experience.

Stay connected with Ohmyhome Philippines by following our official Facebook, Instagram, and LinkedIn accounts.